Category: Banking

Bank Failures: Over 120 US Banks Failed Since 2012

January 14th, 2025
The stability of the banking sector is a cornerstone of economic confidence, and the occurrence of bank failures can be a significant indicator of underlying financial health and regulatory effectiveness. Since 2012, the United States has witnessed a fluctuating number of bank failures, reflecting broader …Read more  »

List of FDIC-Insured Banks 2025: Is Your Bank Insured?

January 14th, 2025
When it comes to keeping your hard-earned money safe, one of the most important factors to consider is the financial institution where you choose to deposit it. This is where the Federal Deposit Insurance Corporation (FDIC) comes in. The FDIC …Read more  »

Is My Money Safe in the Bank in 2025?

December 4th, 2024
Is my money safe in the bank in 2025? In recent times, people have become increasingly concerned about the safety of their money, especially after the collapse of financial institutions such as the Silicon Valley Bank (SVB). If you are …Read more  »

Which Banks Are in Danger of Failing or Collapse (2024)

December 4th, 2024
The past year has seen a shakeup in the financial world, with several prominent bank failures raising concerns about the stability of the banking sector in 2024. There were 567 bank failures from 2001 through 2024. While predicting specific institutions in …Read more  »

List of Recent Failed Banks in the United States (2023-2024)

December 4th, 2024
Uncertain if recent bank failures have impacted you? This list details US banks closed by regulators in 2023 and 2024. It's never good news when we hear about a bank failure, and unfortunately, there have been quite a few in …Read more  »

US Banking System Insolvency: Is a Crisis Coming Up?

December 4th, 2024
The year is 2024. Whispers of a looming financial crisis have begun to circulate, casting a shadow over the once-assured stability of the US banking system. Headlines raise questions about bank insolvency, sparking anxieties among consumers and businesses alike. But …Read more  »

Current Fed Interest Rate Set to 4.50% to 4.75% in November 2024

November 20th, 2024
The Federal Reserve, the central banking system of the United States, continues to exert a significant influence on the economy through its monetary policy decisions, particularly in setting the federal funds rate. As of November 7, 2024, the Federal Reserve …Read more  »

10 Ways to Insure Deposits Beyond the FDIC Limit of $250,000

November 20th, 2024
The Federal Deposit Insurance Corporation (FDIC) provides a safety net for depositors in the United States, insuring up to $250,000 per depositor, per bank, for each account ownership category. But what happens when your deposits exceed this limit? In a …Read more  »

Recent Bank Failures in 2023 and 2024: Causes & Effects

November 10th, 2024
The banking sector in the United States has witnessed a series of bank failures from 2023 to 2024, events that have stirred discussions and concerns among investors, customers, and regulators alike. This blog post aims to provide an informational overview …Read more  »
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