Category: Financing

Today’s Mortgage Rates, Feb 2: Rates Stay Firmly Below 6%, Bringing Borrowing Costs Down

February 2nd, 2026
As of today, February 2nd, 2026, mortgage rates are holding comfortably under the 6% mark, with Zillow reporting the 30-year fixed rate at 5.91% and the 15-year fixed at 5.44%. This welcome trend means borrowing costs are at their lowest …Read more  »

Lower Mortgage Rates Spark 156% Surge in Refinance Demand

February 2nd, 2026
If you've been thinking about refinancing your mortgage, now might be the time to jump in. Recent data from the Mortgage Bankers Association (MBA) shows a staggering 156% surge in refinance demand compared to this time last year, even as …Read more  »

30-Year Fixed Mortgage Rate Drops Steeply by 85 Basis Points

February 2nd, 2026
This is big news for anyone dreaming of owning a home or looking to refinance: the 30-year fixed mortgage rate has dropped a significant 85 basis points compared to this time last year. What does this actually mean for your …Read more  »

Mortgage Rates Today, Feb 2, 2026: 30-Year Refinance Rate Rises by 5 Basis Points

February 2nd, 2026
For anyone considering refinancing their home loan, keep an eye on the numbers. As of February 2, 2026, the average rate for a 30-year fixed refinance has nudged up by 5 basis points, settling at 6.63%. While this is a …Read more  »

Today’s Mortgage Rates, Feb 1: 30-Year Fixed Hits 5.91%, Refinancing Becomes Attractive

February 1st, 2026
Finally, the mortgage rates we've been hoping for are starting to appear! For those looking to buy a home or refinance an existing mortgage, February 1st marks a significant turning point, bringing average 30-year fixed mortgage rates down to 5.91% …Read more  »

Mortgage Rates Today, Feb 1, 2026: 30-Year Refinance Rate Drops by 26 Basis Points

February 1st, 2026
The day is February 1, 2026, and it’s an exciting time for anyone looking to manage their mortgage. Today, we're seeing a noticeable dip in 30-year refinance rates, which have fallen by a significant 26 basis points compared to the …Read more  »

Today’s Mortgage Rates, Jan 31: 30-Year Fixed Rate Stays Comfortably Below 6%

January 31st, 2026
Here's the good news for anyone thinking about buying a home or refinancing their current mortgage: As of January 31, 2026, the average rate for a 30-year fixed mortgage is comfortably sitting below 6%, specifically at 5.91%. This is a …Read more  »

Mortgage Rates Today, Jan 31, 2026: 30-Year Refinance Rate Rises by 11 Basis Points

January 31st, 2026
The mortgage market is showing some movement today, Saturday, January 31, 2026. If you're thinking about refinancing your home, you'll want to know that the popular 30-year fixed refinance rate has climbed to 6.75% nationwide, according to Zillow. This is …Read more  »

Today’s Mortgage Rates, Jan 30: Rates Drop, Driving More Homeowners to Refinance

January 30th, 2026
As of January 30th, 2026, I'm seeing mortgage rates that are a very welcome sight for many potential homebuyers and homeowners. The 30-year fixed mortgage rate is sitting at an average of 6.10%, and the 15-year fixed rate is at …Read more  »
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