Category: Financing
Today’s Mortgage Rates, August 4: 5/1 ARM Rises to 6.73%, Biggest Move of the Day
August 4th, 2026
Mortgage rates on August 4, 2026, are mostly a tiny bit higher than yesterday, holding steady in a narrow range due to big world events and what the Federal Reserve is doing. Right now, the average 30-year fixed mortgage rate …Read more »
Mortgage Rates Today, August 4, 2026: 30-Year Refinance Rate Rises by 18 Basis Points
August 4th, 2026
As of today, August 4, 2026, the dream of snagging a super low refinance rate for your 30-year fixed mortgage just got a little bit tougher, with the national average climbing to 7.29%. This marks an increase of 18 basis …Read more »
Today’s Mortgage Rates, August 3: Weeks of Rate Increases Push the 30-Year Fixed to 6.65%
August 3rd, 2026
As of Monday, August 3, 2026, today's mortgage rates are showing a mixed bag, with the popular 30-year fixed purchase rate standing at 6.65% according to Zillow data. While this might seem like just another number, understanding where these rates …Read more »
Should You Buy Down Your Mortage Interest Rate in 2026?
August 3rd, 2026
Yes, buying down your interest rate can be a really smart move in 2026, especially if a seller or builder is helping you out or if you plan to stay in your home for many years. It’s 2026, and that …Read more »
Mortgage Rates Today, August 3, 2026: 30-Year Refinance Rate Drops by 1 Basis Point
August 3rd, 2026
As of today, August 3, 2026, the national average for a 30-year fixed refinance rate has seen a slight dip, settling at 7.02%. This marks a decrease of just 1 basis point from the previous week's average of 7.03%, according …Read more »
30-Year Fixed Mortgage Rate Drops by 6 Basis Points Year-Over-Year
August 3rd, 2026
Even though mortgage rates seem to be creeping up week by week, here's a little secret: the big picture shows a slight dip. The average rate for a 30-year fixed mortgage is actually 6 basis points lower than it was …Read more »
Today’s Mortgage Rates, August 2: Fixed and Adjustable Rates Are Now the Same
August 2nd, 2026
As of Sunday, August 2nd, 2026, mortgage rates are sending a mixed signal: the benchmark 30-year fixed rate has dipped to 6.65%, down 10 basis points from last week, but it now matches the 5/1 ARM rate exactly — a …Read more »
Mortgage Rates Today, August 2, 2026: 30-Year Refinance Rate Drops by 16 Basis Points
August 2nd, 2026
It's a good day for homeowners looking to refinance their mortgages, as the national average 30-year fixed refinance rate has dipped to 6.88% as of Sunday, August 2, 2026. This marks a decrease of 16 basis points from last week's …Read more »
Today’s Mortgage Rates, August 1: 30-Year Rises to 6.65% While 15-Year Dips to 6.01%
August 1st, 2026
Mortgage rates are seeing some ups and downs today, August 1st, 2026, with the popular 30-year fixed rate rising and the 15-year fixed rate dipping slightly. If you're thinking about buying a home or refinancing, understanding these shifts is super …Read more »
