Category: Financing

Today’s Mortgage Rates, February 21: 30-Year Fixed at 5.86%, 15-Year Climbs to 5.41%

February 21st, 2026
Today, mortgage rates have seen a small bump over the weekend but are holding steady below the crucial 6% mark, suggesting that borrowing costs remain quite favorable. According to data from Zillow, the popular 30-year fixed mortgage rate now stands …Read more  »

30-Year Fixed Mortgage Rate Drops Sharply by 84 Basis Points

February 21st, 2026
Mortgage rates just delivered welcome relief. The 30-year fixed has dropped 84 basis points compared to this time last year, bringing the average down to 6.01% as of February 19, 2026. That decline marks one of the most meaningful improvements …Read more  »

How to Get a 4% Interest Rate on a Mortgage in 2026?

February 21st, 2026
It feels like yesterday we were talking about sub-3% mortgage rates, doesn't it? Those days might feel like a distant dream, especially when you're looking to buy a home or refinance in the near future. The big question on many …Read more  »

Mortgage Rates Today, February 21: 30-Year Refinance Rate Rises by 77 Basis Points

February 21st, 2026
The 30-year fixed refinance rate shot up by a significant 77 basis points today, February 21, 2026, landing at 7.25%, according to Zillow’s latest data. This sudden jump means that getting a new mortgage to replace an existing one just …Read more  »

Mortgage Rates Drop to a 3-Year Low — Is Now the Best Time to Refinance?

February 20th, 2026
When you see headlines about mortgage rates hitting a multi-year low, it's a moment worth paying attention to, especially for homeowners. According to Freddie Mac, the average 30-year fixed mortgage rate has dipped to 6.01%, a mark we haven't seen …Read more  »

Today’s Mortgage Rates, Feb 20: Rates Hit Lowest in Over 3 Years, 30-Year Fixed Falls to 6.01%

February 20th, 2026
If you've been watching the housing market, you'll be happy to know that as of February 20, 2026, mortgage rates have hit their lowest point in over three years, with the popular 30-year fixed rate dropping to an impressive 6.01%. …Read more  »

Mortgage Rates Today, February 20: 30-Year Refinance Rate Drops by 10 Basis Points

February 20th, 2026
As of today, February 20, 2026, homeowners looking to refinance certainly have a reason to feel a little more optimistic. The 30-year fixed refinance rate has dipped by 10 basis points, settling at 6.38%, offering a welcome, albeit modest, improvement …Read more  »

Today’s Mortgage Rates, Feb 19: Rates Move Higher, 30-Year Fixed Rises by 11 Basis Points

February 19th, 2026
Mortgage rates edged slightly higher today on February 19, 2026, reflecting cautious adjustments in the lending environment. According to Zillow, the 30‑year fixed mortgage rate rose 11 basis points to 5.89%, while the 15‑year fixed rate increased 4 basis points …Read more  »

Mortgage Rates Today, February 19: 30-Year Refinance Rate Drops by 15 Basis Points

February 19th, 2026
If you've been thinking about refinancing your home, today, February 19, 2026, might be a great day to seriously consider it. The national average 30‑year fixed refinance rate has dropped to 6.33%, according to Zillow. That's a noticeable dip – …Read more  »
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