Category: Financing

3 Main Forces Driving the Rise in Mortgage Rates in 2026

July 9th, 2026
If you're thinking about buying a home or refinancing your mortgage, you've probably noticed that things are getting a bit pricier. By July 2026, mortgage rates have jumped from a gentle 6.09% at the start of the year to over …Read more  »

Mortgage Rates Today, July 9, 2026: 30‑Year Refinance Rate Rises by 14 Basis Points

July 9th, 2026
Well, it looks like those lower mortgage rates we might have been hoping for aren't quite here yet. On July 9, 2026, the average rate for a 30-year fixed refinance jumped up by 14 basis points, landing at 6.89%, according …Read more  »

Today’s Mortgage Rates, July 8: Buyers See Modest Decline in Rates But No Major Shift

July 8th, 2026
Well, good news for anyone thinking about buying a home or refinancing: today, July 8, 2026, mortgage rates are actually dipping a bit! According to Zillow, the popular 30-year fixed-rate mortgage is now at 6.34%, down a tiny bit from …Read more  »

Mortgage Rates Today, July 8, 2026: 30‑Year Refinance Rate Drops by 2 Basis Points

July 8th, 2026
Good news for homeowners looking to save some money! Today, July 8, 2026, the average rate for a 30-year fixed mortgage refinance has dipped by a tiny bit, making it a little cheaper to swap your current loan for a …Read more  »

How to Get a 4% Mortgage Rate in 2026?

July 7th, 2026
Mortgage rates remain one of the biggest factors shaping home affordability in 2026. With mortgage rates in the mid-6% range in 2026, many buyers are wondering whether securing a 4% mortgage rate is still possible. While the average 30-year fixed …Read more  »

Today’s Mortgage Rates, July 7: Rates Drop Slightly as Market Reacts

July 7th, 2026
If you're thinking about buying a home or refinancing your current one, you'll be happy to hear that today, July 7, mortgage rates are showing a slight dip, making things a little more affordable. The average 30-year fixed mortgage rate …Read more  »

Mortgage Rates Today, July 7, 2026: 30‑Year Refinance Rate Rises by 9 Basis Points

July 7th, 2026
Well, it looks like those dreams of a super-low mortgage rate took a tiny step back today. If you're thinking about refinancing your home, the news from July 7, 2026, is that the popular 30-year fixed refinance rate has nudged …Read more  »

30-Year Fixed Mortgage Rate Drops by 24 Basis Points Year-Over-Year

July 7th, 2026
The average 30-year fixed-rate mortgage has dipped by a noticeable 24 basis points compared to this time last year, settling in at 6.43%. This is fantastic news for anyone dreaming of homeownership, as it marks the lowest borrowing cost we've …Read more  »

Today’s Mortgage Rates, July 6: Experts Predict Rates to Stay in 6%–6.5% Range

July 6th, 2026
As of Monday, July 6, 2026, mortgage rates are holding steady with purchase loans slightly higher than refinance options. The current 30-year fixed-rate for purchases sits at 6.40%, and the 15-year fixed-rate for purchases is at 5.86%. This means if …Read more  »
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