Category: Financing

The cost of borrowing has eased meaningfully over the past year. The average 30-year fixed mortgage rate is now 77 basis points lower than a year ago, settling at 6.16% as of January 8, 2026, according to Freddie Mac’s latest …Read more  »

As of January 10th, the average 30-year fixed mortgage rate has dipped below 6%, currently sitting at 5.91%, and the 15-year fixed rate at 5.36%, according to Zillow. This is welcome news for many looking to buy a home, as …Read more  »

If you’re thinking about buying a home or refinancing your current mortgage, you’re probably wondering what today’s mortgage rates are doing. Well, here’s the quick answer: they’ve taken a dip! As of Friday, January 9, 2026, we’re seeing average 30-year …Read more  »

As we kick off the first full week of 2026, the news for homebuyers and homeowners looking to refinance is overwhelmingly one of stability. Today, January 9, 2026, the national average for a 30-year fixed mortgage rate hovers around 6.16%, …Read more  »

As we kick off 2026, the news for anyone looking to buy a home is decidedly positive: mortgage rates are hovering near their 2025 lows, signaling a welcome shift towards better affordability. This is what I've been feeling in my …Read more  »

It's a breath of fresh air for many aspiring homeowners: stable mortgage rates are starting to bring buyers back into the housing market in 2026, signaling a positive shift after a period of uncertainty. The good news is that rates …Read more  »

If you're thinking about buying a home or refinancing your current mortgage, pay attention: as of January 8, 2026, the national average for a 30-year fixed mortgage rate is hovering right around 5.98%. This is a critical number, as it …Read more  »

Imagine finally finding that perfect house, picturing your life there, only to realize the monthly payments are just out of reach. It’s a story many potential homebuyers know all too well these days. But what if things could change? Well, …Read more  »

Bank of America Global Research is signaling a significant shift in the Federal Reserve's interest rate policy down the road. They're forecasting two interest rate cuts in 2026, specifically in June and July. For us regular folks trying to make …Read more  »