Category: Financing
Today’s Mortgage Rates, Jan 4: Rates Remain Surprisingly Stable as 2026 Begins
January 4th, 2026
On January 4, 2026, the news is that things are remarkably calm. According to Zillow, the national average for a 30-year fixed mortgage rate is holding steady at 6.01%, and the 15-year fixed rate is sitting comfortably at 5.44%. This …Read more »
Today’s Mortgage Rates, Jan 3: Time to Secure Financing Before Rate Volatility Returns
January 3rd, 2026
Today's average 30-year fixed mortgage rate, as of January 3rd, is 6.01%, virtually unchanged from last week, according to the latest data compiled by Zillow. This pause at the start of the new year isn't boring—it's a critical moment for …Read more »
Today’s Mortgage Rates, Jan 2: 30-Year Fixed at 6.16% Offers Hope for Buyers in 2026
January 2nd, 2026
Today, January 2, 2026, mortgage rates hover around their lowest point of the past year, presenting a significant opportunity for both prospective homeowners and those looking to refinance. It feels like just yesterday we were all talking about how high …Read more »
Why the 6.15% Mortgage Rate is a Green Light for 2026 Homebuyers
January 1st, 2026
If you've been dreaming of owning a home and watching mortgage rates anxiously, I've got some fantastic news. A mortgage rate hovering around 6.15% is precisely the kind of signal many of us have been waiting for, marking it as …Read more »
Today’s Mortgage Rates, January 1: Rates Drop to Give a Positive Outlook for New Year
January 1st, 2026
As we step into January 1st, the question on many minds is: what are today's mortgage rates doing? It's fantastic news for potential homebuyers and those looking to refinance. The average 30-year fixed mortgage rate has actually hit a 2025 …Read more »
30-Year Fixed Mortgage Rate Drops to Its Lowest Point in 2025
January 1st, 2026
This week marks a significant milestone for anyone dreaming of homeownership. The average 30-year fixed-rate mortgage has dropped to its lowest level in 2025, settling at an encouraging 6.15%. This is a welcome relief after a year that began with …Read more »
Mortgage Rates Reset 2026: End of Ultra-Low Rates, 6% Are Here to Stay
January 1st, 2026
After years of historically low borrowing costs, the housing market is entering a new phase. Mortgage rates near 6%—once considered restrictive—are increasingly becoming the norm as inflation cools unevenly and policymakers resist a rapid return to aggressive rate cuts. The …Read more »
Mortgage Rates Today, Dec 31: 30-Year Refinance Rate Drops by 26 Basis Points
December 31st, 2025
This is excellent news for anyone thinking about buying a home or looking to lower their monthly housing costs: on this final day of 2025, Tuesday, December 31st, mortgage rates have seen a significant drop. The national average for a …Read more »
Meet the Two Kevins Leading the Race for the Next Fed Chair in 2026
December 31st, 2025
The battle to decide who will control America's money supply has whittled down to a tale of two Kevins. Kevin Warsh, a former Federal Reserve governor with deep ties to Wall Street, and Kevin Hassett, the current director of the …Read more »
