Category: Financing

Mortgage Rates Today, Dec 27: 30-Year Refinance Rate Drops by 15 Basis Points

December 27th, 2025
Today, December 27th, 2025, the national average for a 30-year fixed refinance rate has seen a welcome dip, moving down by 15 basis points compared to last week. This brings the benchmark rate down to 6.50%, according to data from Zillow. While it …Read more  »

From Niche to Mainstream: Why DSCR Loans Are Winning Over Real Estate Investors in 2025

December 26th, 2025
You know, for a long time, if you were looking to finance an investment property, especially if you were self-employed or ran your own business, it felt like you were stuck between a rock and a hard place. Traditional loans …Read more  »

From Powell to Pro-Trump Pick: Who Will Push Interest Rates Lower in 2026?

December 26th, 2025
The question on everyone's mind heading into 2026 is sharp and simple: who will be the next Federal Reserve Chair, and how much will they cut interest rates? It's a pivotal moment. With Jerome Powell's term ending in May 2026, …Read more  »

Today’s Mortgage Rates, Dec 26: Rates Persist in Low 6% Range for Homebuyers

December 26th, 2025
It's reassuring to know that mortgage rates on December 26, 2025, are showing welcome stability, with minor fluctuations that aren't drastically shifting the market. This means if you're looking to buy a home or refinance an existing mortgage, the landscape hasn't seen any …Read more  »

Mortgage Rates Predictions for the Next Two Years: 2026-2027

December 26th, 2025
Feeling a bit lost trying to figure out where mortgage rates are headed? You're not alone. The journey has been quite a rollercoaster lately, leaving many of us scratching our heads about buying a home or refinancing. But here's the …Read more  »

Mortgage Rates Predictions for the Next Three Years: 2026 to 2028

December 26th, 2025
Buying a home feels like playing a guessing game with the economy sometimes, doesn't it? One minute rates are inching down, giving you a glimmer of hope, and the next they’re bouncing back up, making affordability feel like a distant …Read more  »

Mortgage Rates Today, Dec 26: 30-Year Refinance Rate Rises by 6 Basis Points

December 26th, 2025
For those of you thinking about refinancing your mortgage, here's the key takeaway for today, December 26th: the national average 30-year fixed refinance rate has seen a slight nudge upwards, now sitting at 6.71%. This is a modest increase of …Read more  »

Interest Rate Drop Sparks Mortgage Refinance Surge Compared to Last Year

December 26th, 2025
You've probably seen the headlines, or perhaps you've even considered it yourself: lots of people are refinancing their mortgages right now, and a lot more than this time last year. If you're wondering why, the short answer is that a …Read more  »

Mortgage Demand Drops as Buyers Pull Back Despite Lower Rates

December 26th, 2025
It might sound a bit backward, but even with mortgage rates ticking down, fewer people are applying for home loans. This is the surprising trend we're seeing right now, according to the Mortgage Bankers Association (MBA). It means that even …Read more  »