Category: Financing

Interest Rate Predictions: Bank of America Sees Two Fed Cuts in 2026

December 23rd, 2025
Bank of America Global Research is signaling a significant shift in the Federal Reserve's interest rate policy down the road. They're forecasting two interest rate cuts in 2026, specifically in June and July. For us regular folks trying to make …Read more  »

Mortgage Rates Today, Dec 23: 30-Year Refinance Rate Surges by 35 Basis Points

December 23rd, 2025
Today, the national average 30‑year fixed refinance rate has jumped by a significant 35 basis points, landing at 7.00%. This isn't just a ripple; it's a surge, especially when you consider it's up from last week's average of 6.65%. For …Read more  »

Mortgage Rates Today, Dec 22: 30-Year Refinance Rate Rises by 9 Basis Points

December 22nd, 2025
The mortgage refinance market is showing a slight uptick today, December 22, 2025, with the popular 30-year fixed refinance rate climbing by 9 basis points to 6.74%, up from last week's average of 6.65%. This modest increase suggests that homeowners …Read more  »

Today’s Mortgage Rates, Dec 22: Stability Offers a Breathing Room for Homebuyers

December 22nd, 2025
As of December 22, 2025, the mortgage market is offering a welcome period of stability, with the 30-year fixed mortgage rate holding steady at 6.03% and the 15-year fixed rate at 5.42%. This predictability, according to the latest Zillow data, …Read more  »

Mortgage Rates Predictions: Return of 3% or 4% Rates Unlikely Before 2030

December 22nd, 2025
Don't hold your breath for those dreamlike 3% or 4% mortgage rates to reappear anytime in the next few years. Most economists and housing experts are pointing to a future where rates settle into a much higher "new normal" of …Read more  »

Today’s Mortgage Rates, Dec 21: Rates Hold Stead Benefitting Buyers and Refinancers

December 21st, 2025
As of December 21, 2025, mortgage rates are holding relatively steady, a comforting sign for many looking to buy or refinance a home. The 30-year fixed mortgage rate currently sits at 6.03%, while the rate for refinancing a 30-year fixed …Read more  »

Mortgage Rates Predictions for the Next Three Years: 2026 to 2028

December 21st, 2025
Buying a home feels like playing a guessing game with the economy sometimes, doesn't it? One minute rates are inching down, giving you a glimmer of hope, and the next they’re bouncing back up, making affordability feel like a distant …Read more  »

Mortgage Rates Set to Drop to the High 5% Range by Late 2026

December 21st, 2025
The good news for anyone hoping to buy a home or refinance their existing mortgage is that mortgage rates are predicted to drop to the high 5% range by the end of 2026. This anticipated decline, supported by a consensus …Read more  »

30-Year Fixed Mortgage Rate Drops to 6.03% Making it a Good Time for Buyers

December 21st, 2025
If you're dreaming of owning a home, or perhaps looking to refinance your current one, you'll want to pay attention to this: the 30-year fixed mortgage rate has dipped to a promising 6.03%. This isn't just a number; it's a …Read more  »