Category: Financing

Feeling a bit lost trying to figure out where mortgage rates are headed? You're not alone. The journey has been quite a rollercoaster lately, leaving many of us scratching our heads about buying a home or refinancing. But here's the …Read more  »

Buying a home feels like playing a guessing game with the economy sometimes, doesn't it? One minute rates are inching down, giving you a glimmer of hope, and the next they’re bouncing back up, making affordability feel like a distant …Read more  »

For those of you thinking about refinancing your mortgage, here's the key takeaway for today, December 26th: the national average 30-year fixed refinance rate has seen a slight nudge upwards, now sitting at 6.71%. This is a modest increase of …Read more  »

You've probably seen the headlines, or perhaps you've even considered it yourself: lots of people are refinancing their mortgages right now, and a lot more than this time last year. If you're wondering why, the short answer is that a …Read more  »

It might sound a bit backward, but even with mortgage rates ticking down, fewer people are applying for home loans. This is the surprising trend we're seeing right now, according to the Mortgage Bankers Association (MBA). It means that even …Read more  »

Don't hold your breath for those dreamlike 3% or 4% mortgage rates to reappear anytime in the next few years. Most economists and housing experts are pointing to a future where rates settle into a much higher "new normal" of …Read more  »

Mortgage rates continue to move with only minor changes this week, offering borrowers a relatively calm environment as the year draws to a close. According to Freddie Mac, the average 30‑year fixed mortgage rate slipped three basis points to 6.18%, …Read more  »

If you're thinking about refinancing your mortgage, listen closely: The national average for a 30-year fixed refinance rate has dipped slightly to 6.62%, down by three basis points from last week. While this might sound like a tiny change, I’ve …Read more  »

2025 has been a transitional year for mortgage rates. We observed a welcome, albeit cautious, descent in mortgage rates, which started above 7% and gradually settled near 6.2% as the year is about to end, signaling a potential easing of …Read more  »