Category: Economy

For most people, their money is safe in the bank in 2025. While two banks failed in the first half of the year, they were due to internal problems like suspected fraud, not a widespread issue. The Federal Deposit Insurance …Read more  »

Figuring out how many banks have failed in the US in 2025 is a question on many people's minds, especially after the turmoil of recent years. In 2025, there have been a total of 2 bank failures in the United States, …Read more  »

Two bank failures in one year? Yep, that's right.  On June 27, 2025, the Santa Anna National Bank in Santa Anna, Texas, shut its doors, marking the second U.S. bank to fail that year after the closure of Pulaski Savings Bank in …Read more  »

When it comes to keeping your hard-earned money safe, one of the most important factors to consider is the financial institution where you choose to deposit it. This is where the Federal Deposit Insurance Corporation (FDIC) comes in. The FDIC …Read more  »

Today's news from the Federal Reserve (also known as the Fed) might sound a little complicated, but let's break it down. On June 18, 2025, the Fed did not cut interest rates. They left them where they were, in the range of 4.25% …Read more  »

The US Dollar, long a cornerstone of global financial stability, has recently fallen to its lowest level in three years, sparking widespread concern and discussion. As of June 27, 2025, the US Dollar Index (DXY) has dropped to around 97, …Read more  »

Is the US heading for an economic catastrophe because of a war with Iran? Sadly, the answer is a resounding yes. Direct US military intervention in Iran, particularly the June 2025 strikes on Iranian nuclear facilities, throws a massive wrench …Read more  »

Do mortgage rates go down during an economic recession? The short answer is, it's complicated, but often, yes, they do. While there's no guarantee, history shows that in recent decades, mortgage rates often decrease during and after a recession. This is largely due to …Read more  »

Is the US debt bubble a ticking time bomb? Yes, at $36.56 trillion and a debt-to-GDP ratio of 122%, the US national debt presents a significant long-term economic challenge if left unaddressed. While the immediate risk of a fiscal crisis might seem low now, …Read more  »