Category: Financing

How to Qualify for a 1% Mortgage Rate in 2025

November 10th, 2025
Let's cut to the chase: getting a mortgage rate under 1% in 2025 is not just possible, it's already happening for some lucky buyers. However, it's crucial to understand that these rock-bottom rates are not your typical, long-term, everyday mortgage …Read more  »

Mortgage Rates Today: The States Offering Lowest Rates to Borrowers

November 9th, 2025
Thinking about buying a home? If so, you're likely wondering, "What are mortgage rates today?" It’s a big question, and thankfully, I can tell you that today, the states offering the lowest mortgage rates are Kentucky, New York, North Carolina, …Read more  »

What Are Typical Credit Score Ranges for Mortgage Borrowers?

November 9th, 2025
Generally, for most conventional mortgages, a credit score of 620 or higher is considered the minimum to qualify, though scores of 700 or above offer you the best chance at competitive interest rates and terms. Understanding these typical credit score …Read more  »

Today’s Mortgage Rates November 9: Rates Hit Yearly Low, Refinance Momentum Builds

November 9th, 2025
Here's some insight on today's mortgage rates, November 9, 2025. The average rate for a 30-year fixed mortgage is currently sitting at 6.15%, which is the lowest it's been in the past year, according to Zillow. This is a pretty …Read more  »

Mortgage Rates Today: 30-Year Refinance Rate Falls by 11 Basis Points

November 9th, 2025
The Mortgage Rates Today, specifically the national average for a 30-year fixed refinance rate, has seen a welcome dip, falling by 11 basis points to 6.82% as of Sunday, according to a recent announcement by Zillow. This decrease, from last …Read more  »

Mortgage Rates Rise With 30-Year FRM Climbing to 6.22%: Freddie Mac

November 9th, 2025
This is a big week for anyone looking to buy a home or refinance an existing mortgage, as Freddie Mac reported mortgage rates increased to 6.22% for a 30-year fixed loan. This news comes as a bit of a shift …Read more  »

Mortgage Rates Today: 30-Year Refinance Rate Rises by 4 Basis Points

November 8th, 2025
The mortgage rates today are showing a slight uptick, with the national average 30-year fixed refinance rate climbing by 4 basis points to 6.89% as of Saturday, November 8, 2025, according to Zillow. This small shift might seem insignificant at …Read more  »

Today’s Mortgage Rates November 8: 30-Year Fixed at 6.15%, 15-Year FRM at 5.57%

November 8th, 2025
Today's average rate for a 30-year fixed mortgage is currently sitting at 6.15%, and for a 15-year fixed, it's 5.57%. These figures, according to Zillow's latest data, tell us that while we're not seeing wild swings, things are definitely keeping …Read more  »

30-Year Mortgage Rate Drops by 57 Basis Points Hovering Around 6.22%

November 8th, 2025
The good news for anyone eyeing a new home is that the 30-year mortgage rate has dropped by a significant 57 basis points year-over-year, currently hovering around 6.22%. This substantial decrease means potential homebuyers could be saving thousands of dollars …Read more  »
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