Category: Financing
Today’s Mortgage Rates, Jan 13: Rates Dip Below 6%, Boosting Buying Power of Buyers
January 13th, 2026
If you're looking to buy a home or refinance, today, January 13, 2026, is a good day because mortgage rates have taken a welcome dip, with the most popular 30-year fixed rate now sitting comfortably below the 6% mark. This …Read more »
Today’s Mortgage Rates, Jan 12: 30-Year Fixed Loan Rate Persists Below 6%
January 12th, 2026
As of January 12, 2026, mortgage rates, according to Zillow, have seen a gentle dip. The most popular choice, the 30-year fixed-rate mortgage, now sits around 5.91%, a slight decrease from the previous week. This movement suggests a more favorable …Read more »
Why Mortgage Rates Near 6% in 2026 Matter for Real Estate Investors
January 12th, 2026
Let's talk about something that's on a lot of real estate investors' minds: mortgage rates. Specifically, what happens when they settle around 6% by 2026. It matters, a lot. Essentially, mortgage rates hovering near 6% in 2026 signal a significant …Read more »
Mortgage Rates Forecast for Next 90 Days: January 2026-April 2026
January 12th, 2026
As we stand on the cusp of early 2026, the burning question on many minds, especially those looking to buy a home or refinance an existing mortgage, is: what’s next for mortgage rates? After a period of significant ups and …Read more »
FHFA Raises Conforming Loan Limits for 2026, Boosting Buyer Power
January 12th, 2026
Here's an important update if you are looking to buy a home in 2026! The Federal Housing Finance Agency (FHFA) has officially announced a significant increase in conforming loan limits for the upcoming year, meaning more buyers will be able …Read more »
Today’s Mortgage Rates, Jan 11: Rates Drop Below 6% Showing Positive Trend for Buyers
January 11th, 2026
As of January 11th, the good news is that today's mortgage rates are showing a welcome dip, with the national average 30-year fixed-rate mortgage registering at 5.91% and the 15-year fixed at 5.36%, according to Zillow. This slight easing of …Read more »
What Leading Housing Experts Predict for Mortgage Rates in 2026
January 11th, 2026
Mortgage rate predictions for 2026 by top housing experts largely point towards a period of stabilization, with the average 30-year fixed-rate mortgage hovering between 6.0% and 6.4%. While most anticipate a relatively flat year for rates, a slight dip might …Read more »
30-Year Fixed Mortgage Rate Drops Sharply by 77 Basis Points to 6.16%
January 11th, 2026
The cost of borrowing has eased meaningfully over the past year. The average 30-year fixed mortgage rate is now 77 basis points lower than a year ago, settling at 6.16% as of January 8, 2026, according to Freddie Mac’s latest …Read more »
Today’s Mortgage Rates, Jan 10: Homebuyers Can Get 30-Year Fixed Rate at 5.91%
January 10th, 2026
As of January 10th, the average 30-year fixed mortgage rate has dipped below 6%, currently sitting at 5.91%, and the 15-year fixed rate at 5.36%, according to Zillow. This is welcome news for many looking to buy a home, as …Read more »
