Category: Financing

Is One Big Beautiful Bill a Game-Changer for the Housing Market and Mortgages?

July 7th, 2025
Will Trump's "Big Beautiful Bill" truly reshape the housing market? The answer is complex. Signed into law on July 4, 2025, this legislation brings a mix of tax cuts and new policies that could have significant impacts on homebuyers, renters, …Read more  »

Today’s Mortgage Rates July 6, 2025: Persistent Stability in 30-Year FRM and 15-Year FRM

July 6th, 2025
As of July 6, 2025, mortgage rates in the United States have remained relatively stable, with the average 30-year fixed mortgage rate at 6.79%, unchanged for the past week. This consistency in mortgage rates indicates a period of calm in a market that …Read more  »

Mortgage Rates Today – July 5, 2025: 5-Year ARM Drops Massively by 50 Basis Points

July 5th, 2025
If you've been eyeing a home purchase or considering refinancing, today's news could be a game-changer. According to Zillow, on July 5, 2025, the national average 5-year Adjustable Rate Mortgage (ARM) has taken a significant dive, dropping a substantial 50 basis points to 7.12%. …Read more  »

Today’s Mortgage Rates July 5, 2025: Steady Stability in 30-Year FRM and 15-Year FRM

July 5th, 2025
As of July 5, 2025, the average mortgage rates remain stable, providing a sense of predictability for homebuyers and those looking to refinance. According to Zillom, the 30-year fixed mortgage rate is holding strong at 6.79%, the same as the previous week, …Read more  »

5-Year Adjustable Rate Mortgage Dips to 7.71% Today – July 4, 2025

July 4th, 2025
If you're keeping a close watch on mortgage rates, here's the headline: According to Zillow, as of today, July 4, 2025, the national average for a 5-Year Adjustable Rate Mortgage (ARM) has decreased to 7.71%. This might have you wondering if an ARM is …Read more  »

Today’s Mortgage Rates July 4, 2025: Small Increase for 30-Year FRM and 15-Year FRM

July 4th, 2025
As of today, July 4, 2025, average mortgage rates in the United States show a slight increase compared to the previous week. According to Zillow, the national average for a 30-year fixed mortgage rate is currently 6.80%, up one basis point from …Read more  »

30-Year Fixed-Rate Mortgage Dives to See Largest Drop Since March 2025

July 4th, 2025
If you're like me, you're always watching the housing market, wondering when it's finally going to become a little more reasonable. Well, there's some good news: Mortgage rates are dropping! The average rate for a 30-year fixed-rate mortgage has fallen to 6.67%, the biggest drop we’ve …Read more  »

Big Drop in Mortgage Rates This Week Fuels Optimism in Buyers

July 4th, 2025
Thinking about buying a home? Here's the good news: Mortgage rates have dropped significantly this week, giving potential homebuyers a much-needed boost of optimism. The average 30-year fixed-rate mortgage is down to 6.67%, the most substantial drop since early March. This …Read more  »

Today’s 5-Year Adjustable Rate Mortgage Soars to 7.73% – July 3, 2025

July 3rd, 2025
Considering a mortgage in today's market? You're likely seeing some interesting shifts. As of July 2, 2025, the national average for a 5-year Adjustable Rate Mortgage (ARM) has climbed to 7.73%. This is a significant increase and something potential homebuyers – …Read more  »