Category: Financing

Ever feel like the housing market is a giant puzzle with pieces that never quite fit? Well, the Free Market Mortgage Act of 2023 is a proposed piece of legislation aiming to reshape that puzzle, specifically by impacting how mortgages are made …Read more  »

If you’re looking to understand today’s mortgage rates, you’re in the right place! On January 16, 2025, mortgage rates have decreased, with the average 30-year fixed mortgage rate sitting at 6.80%, and the 15-year fixed rate even lower at 6.05%. These fluctuations in …Read more  »

What will interest rates look like in 5 years? Let's explore the forecasts for mortgages, auto loans, credit cards & global trends. The short answer regarding projected interest rates in 5 years is this: we're likely to see them gradually decline, though …Read more  »

As of January 15, 2025, current mortgage rates reflect slight fluctuations, with the 30-year fixed mortgage rate sitting at 6.87%, while the 15-year fixed mortgage rate is at 6.17% according to Zillow. The ongoing effects of inflation and economic data like the Consumer Price Index (CPI) can significantly impact …Read more  »

If you’re curious about today's mortgage rates, you’re not alone. As of January 14, 2025, today's fixed mortgage rates have shown an increase, with the current 30-year fixed mortgage rate at 6.88%, while the 15-year fixed rate stands at 6.16%. For …Read more  »

As we approach January 2025, many prospective homebuyers and existing homeowners are keenly interested in mortgage rate predictions. Most industry experts foresee a gradual decline in mortgage rates, providing a glimmer of hope for those navigating the complexities of the housing …Read more  »

As we step into 2025, the question on the minds of homebuyers, homeowners, and real estate enthusiasts alike is: What will mortgage rates look like this year? While the mortgage rates are expected to gradually decline compared to previous highs, they will …Read more  »

The Federal Reserve’s monetary policy has long been a cornerstone of the U.S. economy, influencing everything from credit card rates to mortgage costs. As we move into 2025, the Fed’s decision to slow the pace of interest rate cuts is …Read more  »

As we navigate through 2025, economic experts predict that mortgage rates will remain higher for longer, with averages expected to hover between 5.75% and 7.25%. Though many anticipate gradual decreases, the current climate of persistent inflation and the Federal Reserve's monetary policy suggest that …Read more  »