Category: Financing
Today’s Mortgage Rates, Jan 4: Rates Remain Surprisingly Stable as 2026 Begins
January 4th, 2026
On January 4, 2026, the news is that things are remarkably calm. According to Zillow, the national average for a 30-year fixed mortgage rate is holding steady at 6.01%, and the 15-year fixed rate is sitting comfortably at 5.44%. This …Read more »
Mortgage Rates Today, Jan 4: 30-Year Refinance Rate Inches Up, Market Holds Steady
January 4th, 2026
If you're thinking about refinancing your mortgage, you'll want to know that on Sunday, January 4, 2026, the 30-year fixed refinance rate held steady at 6.66%, according to Zillow. While this might sound like business as usual, this rate is …Read more »
Mortgage Rates Today, Jan 3: 30-Year Fixed Refinance Rate Rises by 9 Basis Points
January 3rd, 2026
As we step into the new year, the mortgage refinance scene is showing a little bump. If you've been thinking about refinancing your home loan, it's important to know that on January 3rd, 2026, the average 30-year fixed refinance rate …Read more »
Today’s Mortgage Rates, Jan 3: Time to Secure Financing Before Rate Volatility Returns
January 3rd, 2026
Today's average 30-year fixed mortgage rate, as of January 3rd, is 6.01%, virtually unchanged from last week, according to the latest data compiled by Zillow. This pause at the start of the new year isn't boring—it's a critical moment for …Read more »
Today’s Mortgage Rates, Jan 2: 30-Year Fixed at 6.16% Offers Hope for Buyers in 2026
January 2nd, 2026
Today, January 2, 2026, mortgage rates hover around their lowest point of the past year, presenting a significant opportunity for both prospective homeowners and those looking to refinance. It feels like just yesterday we were all talking about how high …Read more »
Mortgage Rates Today, January 2: 30-Year Refinance Rate is Hovering Around 6.18%
January 2nd, 2026
As of January 2, 2026, the average mortgage refinance rates are hovering around 6.18% for a 30-year fixed loan, presenting a compelling opportunity for many homeowners to reconsider their current mortgage. While these rates might seem higher than the historic …Read more »
Mortgage Rates Today, January 1: Refinance Rate Drops Offering a Modest Reprieve
January 1st, 2026
As we ring in 2026, there’s a subtle shift in the mortgage market that’s worth paying attention to: the national average 30-year fixed refinance rate has dipped by 3 basis points, landing at 6.61%, according to Zillow. While this might …Read more »
Why the 6.15% Mortgage Rate is a Green Light for 2026 Homebuyers
January 1st, 2026
If you've been dreaming of owning a home and watching mortgage rates anxiously, I've got some fantastic news. A mortgage rate hovering around 6.15% is precisely the kind of signal many of us have been waiting for, marking it as …Read more »
Today’s Mortgage Rates, January 1: Rates Drop to Give a Positive Outlook for New Year
January 1st, 2026
As we step into January 1st, the question on many minds is: what are today's mortgage rates doing? It's fantastic news for potential homebuyers and those looking to refinance. The average 30-year fixed mortgage rate has actually hit a 2025 …Read more »
