Category: Financing

FHA mortgage rates are typically higher than conventional mortgage rates, but they can be a good option for borrowers with lower credit scores or smaller down payments. The minimum credit score for an FHA loan is 580 with a 3.5% …Read more  »

Finding the best mortgage rates is crucial whether you're buying your first home or looking to refinance. According to  Zillow, as of today, August 23, 2025, the national average 30-year fixed refinance rate has decreased to 6.80%, a drop of 11 basis points from the …Read more  »

Mortgage rates today, on August 22, 2025, have dropped across the board, providing a slight relief amid a year of high borrowing costs. The national average 30-year fixed mortgage rate declined to 6.64%, down from 6.72% last Friday, making it 3 basis points …Read more  »

On August 21, 2025, mortgage rates for homebuyers have increased, with the 30-year fixed rate rising to 6.76%, up slightly from 6.67% last week, signaling a steady climb in borrowing costs amid economic developments. Conversely, refinance rates dropped modestly, with the 30-year fixed refinance …Read more  »

While most of the headlines you'll see today will focus on the slight uptick in the popular 30-year fixed mortgage, the real story is happening with adjustable-rate loans. For mortgage rates today, the 5-year ARM plunges by 23 basis points …Read more  »

Mortgage rates today, August 20, 2025, show a slight uptick with the national average 30-year fixed mortgage rate rising to 6.71%, up 4 basis points from last week, while refinance rates also increased modestly. However, markets are largely focused on …Read more  »

Are you keeping an eye on mortgage rates in California? As of today, August 20, 2025, potential homebuyers are facing a noticeable shift. The average 30-year fixed mortgage rate in California has jumped by 22 basis points, reaching 6.89%. This increase could impact your affordability …Read more  »

Are you dreaming of buying a luxury home or a property in a high-cost area? Then you're probably looking into jumbo mortgage rates today. According to Zillow, as of August 20, 2025, the average 30-year fixed rate jumbo mortgage is around 7.01%. However, …Read more  »

Trying to time the market, especially when it comes to something as big as a mortgage, can feel like trying to predict the weather. Will it be sunny skies and low rates, or stormy weather and high costs? If you're wondering, "Will …Read more  »