Category: Financing

Mortgage Rates Today: 5-Year Adjustable Rate Surges by 30 Basis Points

October 5th, 2025
It’s a bit of a shocker to see today's mortgage rates, especially the 5-year adjustable-rate (ARM) jumping by 30 basis points, pushing it to 7.31%. This is a pretty significant move, and it tells us that lenders are becoming more cautious, even …Read more  »

Today’s Mortgage Rates – October 5, 2025: 30-Year Fixed Rate Goes Down by 22 Basis Points

October 5th, 2025
As of October 5, 2025, the average 30-year fixed mortgage rate decreased to 6.37%, down 7 basis points from 6.44% the previous day and a notable 22 basis points lower than last week’s 6.59%, according to Zillow. This represents a welcome …Read more  »

Mortgage Rates Today: 30-Year Fixed Refinance Rate Jumps by 10 Basis Points

October 5th, 2025
Are you thinking about refinancing your mortgage? Well, buckle up, because today's news isn't exactly what we hoped for. The national average 30-year fixed refinance rate has actually increased by 10 basis points to 7.13% as of October 5, 2025. This is a slight …Read more  »

Today’s Mortgage Rates – October 4, 2025: 30-Year FRM Drops Significantly by 37 Basis Points

October 4th, 2025
On October 4, 2025, mortgage rates dropped notably, with the average 30-year fixed mortgage rate falling to 6.22%, down 37 basis points from last week’s 6.59%, according to Zillow. This marks a significant relief for new homebuyers seeking affordable financing. However, refinance rates have increased, with …Read more  »

Mortgage Rates Today: 30-Year Refinance Rate Rises by 10 Basis Points

October 4th, 2025
If you're thinking about refinancing your mortgage, here's the quick news: as of today, October 4, 2025, the national average for a 30-year fixed refinance rate is 7.13%, according to Zillow. That's up 10 basis points from last week's average. Mortgage …Read more  »

Will Mortgage Rates Go Down in October 2025?

October 4th, 2025
The air in October is often filled with the crisp scent of changing leaves, but for many of us, it's also filled with the burning question: Will mortgage rates go down in October 2025? My honest take, based on everything I'm seeing …Read more  »

Today’s Mortgage Rates – October 3, 2025: Rates Drop Across, Making Borrowing Cheaper

October 3rd, 2025
As of today, October 3, 2025, mortgage rates show a notable drop in average 30-year fixed mortgage rates to 6.44%, down from 6.59% the previous week, signaling a modest easing for homebuyers. However, refinance rates have increased, with the national average 30-year fixed …Read more  »

Mortgage Rates Today: 30-Year Refinance Rate Jumps by 20 Basis Points

October 3rd, 2025
Are you thinking about refinancing your mortgage? Today's news might make you think twice. According to Zillow, the national average 30-year fixed refinance rate has jumped a significant 20 basis points, rising from 6.86% to 7.06% as of Friday, October 3, 2025 …Read more  »

Today’s Mortgage Rates – October 2, 2025: Rates Drop Slightly After Government Shutdown

October 2nd, 2025
As of October 2, 2025, today's mortgage rates have shown a slight drop following the recent US government shutdown. Mortgage rates tend to loosely track the 10-year Treasury yield, which saw a decline on October 1st, 2025. During times of government …Read more  »
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