Category: Financing

The 30-year fixed mortgage rate has dropped sharply by 38 basis points as compared to last year, averaging 6.22% as of December 11, 2025, according to Freddie Mac. While this is slightly up from last week's 6.19%, it is a …Read more  »

So, the Federal Reserve made a move, and you're likely wondering what that means for your hard-earned money. The recent quarter-point cut to the federal funds rate, bringing it to a target range of 3.50%-3.75%, is the third consecutive reduction, …Read more  »

As of December 12, 2025, mortgage rates are sitting comfortably near their lowest points for the year, presenting a truly attractive picture for anyone looking to buy a home or refinance an existing mortgage. The national average for a 30-year …Read more  »

Let's talk about the big question on everyone's mind: what are the Federal Reserve's plans for interest rates in 2026? Based on their latest projections, it looks like they're aiming for just one more quarter-point interest rate cut by the …Read more  »

As of December 12, 2025, the average 30-year fixed refinance rate has climbed to 6.88%, marking a significant increase and making it more costly for homeowners to lock in a long-term fixed mortgage today. While the 15-year fixed rate offers …Read more  »

It feels like just yesterday we were talking about mortgage rates reaching dizzying heights. But now, as we approach the end of 2025, a welcome shift is happening – mortgage rates are settling near their lowest points of the year, …Read more  »

You've probably heard the Federal Reserve is considering cutting interest rates today, December 10, 2025, and you're wondering, "Will this finally make my mortgage payment cheaper or make refinancing my home a no-brainer?" It's a fair question, and the short …Read more  »

Interest rates for mortgages and refinances on December 11th are sitting just a whisper above their lowest point of 2025, presenting a compelling opportunity for anyone looking to buy a home or adjust their existing mortgage. This stability, even with …Read more  »

Thinking about buying a home and heard about "mortgage rate buydowns" as a way to save money upfront? It sounds fantastic, right? A lower interest rate right from the start could mean a more affordable monthly payment, making that dream …Read more  »