Category: Financing

It's December 13, 2025, and if you're thinking about buying a home or refinancing your current one, you might be wondering if the Federal Reserve's latest move to cut interest rates has brought any good news for your wallet. Well, …Read more  »

It’s a common frustration: you hear on the news that the Federal Reserve has cut interest rates, and you’re hopeful your loan payment might finally get a little cheaper. But then, when your next bill comes, nothing has changed. If …Read more  »

As of Saturday, December 13, 2025, the 30-year fixed refinance rate has nudged up by 5 basis points, now sitting at 6.73%, according to Zillow's latest report. This isn't a dramatic leap, but it's a clear signal that the landscape …Read more  »

The 30-year fixed mortgage rate has dropped sharply by 38 basis points as compared to last year, averaging 6.22% as of December 11, 2025, according to Freddie Mac. While this is slightly up from last week's 6.19%, it is a …Read more  »

So, the Federal Reserve made a move, and you're likely wondering what that means for your hard-earned money. The recent quarter-point cut to the federal funds rate, bringing it to a target range of 3.50%-3.75%, is the third consecutive reduction, …Read more  »

As of December 12, 2025, mortgage rates are sitting comfortably near their lowest points for the year, presenting a truly attractive picture for anyone looking to buy a home or refinance an existing mortgage. The national average for a 30-year …Read more  »

Let's talk about the big question on everyone's mind: what are the Federal Reserve's plans for interest rates in 2026? Based on their latest projections, it looks like they're aiming for just one more quarter-point interest rate cut by the …Read more  »

As of December 12, 2025, the average 30-year fixed refinance rate has climbed to 6.88%, marking a significant increase and making it more costly for homeowners to lock in a long-term fixed mortgage today. While the 15-year fixed rate offers …Read more  »

It feels like just yesterday we were talking about mortgage rates reaching dizzying heights. But now, as we approach the end of 2025, a welcome shift is happening – mortgage rates are settling near their lowest points of the year, …Read more  »