Category: Financing

Mortgage Rates Today, Dec 15: 30-Year Refinance Rate Drops by 3 Basis Points

December 15th, 2025
On December 15, 2025, the waters of the mortgage market showed a slight ripple of good news for those looking to refinance, as the popular 30-year fixed refinance rate nudged down by 3 basis points to 6.69%, according to data …Read more  »

Today’s Mortgage Rates, December 14: 30-Year FRM at 6.13% Offers Great Buying Window

December 14th, 2025
On December 14, 2025, the numbers are clear: the average 30-year fixed mortgage rate is sitting at 6.13%, and for a 15-year fixed mortgage, it's 5.53%. This might not sound like thrilling news, but for anyone in the market for …Read more  »

Mortgage Rates Today, Dec 14: 30-Year Refinance Rate Rises by 5 Basis Points

December 14th, 2025
Today, December 14, 2025, homeowners looking to refinance will find that the 30-year fixed refinance rate has held its ground, remaining at 6.73%. After a slight uptick earlier in the week, this stability suggests that lenders are proceeding with careful …Read more  »

Today’s Mortgage Rates, December 13: Rates Remain Steady Across the Board

December 13th, 2025
It's December 13, 2025, and if you're thinking about buying a home or refinancing your current one, you might be wondering if the Federal Reserve's latest move to cut interest rates has brought any good news for your wallet. Well, …Read more  »

Why Your Loan Payment Isn’t Budging Despite Recent Fed Rate Cut

December 13th, 2025
It’s a common frustration: you hear on the news that the Federal Reserve has cut interest rates, and you’re hopeful your loan payment might finally get a little cheaper. But then, when your next bill comes, nothing has changed. If …Read more  »

Mortgage Rates Today, Dec 13: 30-Year Refinance Rate Rises by 5 Basis Points

December 13th, 2025
As of Saturday, December 13, 2025, the 30-year fixed refinance rate has nudged up by 5 basis points, now sitting at 6.73%, according to Zillow's latest report. This isn't a dramatic leap, but it's a clear signal that the landscape …Read more  »

30-Year Fixed Mortgage Rate is Down Significantly by 38 Basis Points

December 13th, 2025
The 30-year fixed mortgage rate has dropped sharply by 38 basis points as compared to last year, averaging 6.22% as of December 11, 2025, according to Freddie Mac. While this is slightly up from last week's 6.19%, it is a …Read more  »

How Does the Recent Fed Rate Cut Impact Your Personal Finances

December 13th, 2025
So, the Federal Reserve made a move, and you're likely wondering what that means for your hard-earned money. The recent quarter-point cut to the federal funds rate, bringing it to a target range of 3.50%-3.75%, is the third consecutive reduction, …Read more  »

Today’s Mortgage Rates, Dec 12: 30-Year Fixed Rate Has Dropped Noticeably From Last Year

December 12th, 2025
As of December 12, 2025, mortgage rates are sitting comfortably near their lowest points for the year, presenting a truly attractive picture for anyone looking to buy a home or refinance an existing mortgage. The national average for a 30-year …Read more  »
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