Category: Financing

Today’s Mortgage Rates, Dec 11: 30-Year Fixed Rate Holds at 6.15%, 15-Year at 5.57%

December 11th, 2025
Interest rates for mortgages and refinances on December 11th are sitting just a whisper above their lowest point of 2025, presenting a compelling opportunity for anyone looking to buy a home or adjust their existing mortgage. This stability, even with …Read more  »

What Buyers Need to Know About Mortgage Rate Buydowns

December 11th, 2025
Thinking about buying a home and heard about "mortgage rate buydowns" as a way to save money upfront? It sounds fantastic, right? A lower interest rate right from the start could mean a more affordable monthly payment, making that dream …Read more  »

How to Improve Your Credit Score for Mortgage Refinancing and Unlock Better Rates

December 11th, 2025
Let’s be honest, thinking about your credit score can feel a bit like stepping into a chilly shower – not exactly exciting, but absolutely essential if you want to get comfortable. If you're looking to refinance your mortgage, getting your …Read more  »

Mortgage Rates Today, Dec 11: 30-Year Refinance Rate Rises by 13 Basis Points

December 11th, 2025
If you're a homeowner looking to refinance, you'll want to know that mortgage rates today, Dec 11, show the 30-year refinance rate rising by 13 basis points, according to Zillow's latest data. This upward tick means that securing a lower …Read more  »

Fed Cuts Rate by 25 Basis Points in its Final FOMC Meeting of 2025

December 11th, 2025
Well, the wait is over. The Federal Reserve, in its final meeting of 2025, has decided to cut its benchmark interest rate by 25 basis points, bringing the new target range for the federal funds rate to 3.5% to 3.75%. …Read more  »

Today’s Mortgage Rates, Dec 10: Rates Move Higher as Markets Brace for Fed Decision

December 10th, 2025
Today, December 10, 2025, is a day to watch because mortgage rates have seen a slight bump upward, influenced by Treasury yields as we all brace for the Federal Reserve's latest policy announcement. While we're not seeing massive swings, this subtle …Read more  »

Mortgage Rate Predictions for Next 5 Years: 2026-2030

December 10th, 2025
For anyone looking to buy a home, refinance their mortgage, or simply understand where their housing costs might be headed, knowing what mortgage rates will do in the coming years is a huge deal. So, let's talk about mortgage rate …Read more  »

Mortgage Rates Predictions for the Next Three Years: 2026 to 2028

December 10th, 2025
Buying a home feels like playing a guessing game with the economy sometimes, doesn't it? One minute rates are inching down, giving you a glimmer of hope, and the next they’re bouncing back up, making affordability feel like a distant …Read more  »

Significant Dissent on Fed Rate Cut Expected at Today’s FOMC Meeting

December 10th, 2025
It's looking like today's Federal Open Market Committee (FOMC) meeting could be quite the showdown. I'm expecting significant dissent on the Fed rate cut, perhaps more than we've seen in decades, with members likely voting in opposite directions on a …Read more  »