Category: Financing

As of January 7, 2026, the news is good: mortgage and refinance rates are holding steady, creating a remarkably predictable environment for anyone looking to buy a home or refinance an existing mortgage. This stability, with minimal movement for weeks, …Read more  »

As of early 2026, there's no firm date for when you'll see 50-year mortgages widely available for homebuyers in the U.S. The idea has certainly sparked a lot of buzz, with discussions happening at high levels, but it’s still very …Read more  »

If you're looking to buy a home or refinance your existing mortgage, you'll be pleased to know that today, January 6, 2026, mortgage rates are holding steady, beautifully balanced just above and below the 6% mark. This consistent rhythm offers …Read more  »

The news you've been waiting for this January 5th: mortgage rates are holding steady, hovering just above the 6% mark. While the national averages presented by Zillow are clear, my experience tells me there's real opportunity here, with some lenders …Read more  »

While the idea of a 30-year fixed mortgage rate falling into the 5% range remains appealing, current data suggests it’s unlikely to happen in a sustained way during 2026. Recent inflation readings and Federal Reserve commentary point to slower—but not …Read more  »

For homebuyers, homeowners considering a refinance, and anyone trying to plan ahead, where mortgage rates are headed over the next several years matters more than ever. With borrowing costs reshaping affordability, understanding the outlook has become a key part of …Read more  »

If you’re waiting on the sidelines, hoping for a return to the “free money” mortgage rates of the early 2020s, I have to be blunt: that ship has sailed. However, the anxiety about rates spiraling toward 8% has cooled down …Read more  »

Getting the best deal on your mortgage rate isn't just about good luck; it's about smart planning and proactive steps you start taking today. To get a lower mortgage rate in 2026, you absolutely must focus on building a strong …Read more  »

On January 4, 2026, the news is that things are remarkably calm. According to Zillow, the national average for a 30-year fixed mortgage rate is holding steady at 6.01%, and the 15-year fixed rate is sitting comfortably at 5.44%. This …Read more  »