Category: Economy
Today’s Mortgage Rates, January 18: Rates Steadily Hold Below 6% for 30-Year Loan
January 18th, 2026
As of January 18, 2026, a sense of relief is washing over the housing market thanks to a noticeable dip in mortgage rates. My take? The average rate on a 30-year fixed mortgage is impressively hovering just below the 6% …Read more »
Fed Interest Rate Predictions for the Next 3 Years: 2026-2028
January 18th, 2026
Let's talk about what's on a lot of our minds: where are those Federal Reserve interest rates headed in the next few years? The short answer is that after some cuts this year, they're expected to inch down slowly but …Read more »
Mortgage Rates Today, Jan 18: 30-Year Refinance Rate Rises by 11 Basis Points
January 18th, 2026
As of today, January 18th, 2026, mortgage refinance rates are moving upwards, with the popular 30-year fixed refinance rate climbing by 11 basis points over the past week to reach 6.62%. This hike signals a shift for homeowners considering tapping …Read more »
The Fed After Jerome Powell: Who Could Drive Rate Cuts in 2026?
January 17th, 2026
The question on everyone's mind heading into 2026 is sharp and simple: who will be the next Federal Reserve Chair, and how much will they cut interest rates? It's a pivotal moment. With Jerome Powell's term ending in May 2026, …Read more »
Today’s Mortgage Rates, January 17: 30-Year Fixed Rate Drops to 5.99%
January 17th, 2026
As of January 17, 2026, the 30-year fixed mortgage rate on Zillow is hovering around 5.99%, and the 15-year fixed rate is at 5.375%. These numbers might seem like just digits, but they have a real impact on how much …Read more »
Will 50-Year Mortgages Become Available for Buyers in 2026?
January 17th, 2026
As of early 2026, there's no firm date for when you'll see 50-year mortgages widely available for homebuyers in the U.S. The idea has certainly sparked a lot of buzz, with discussions happening at high levels, but it’s still very …Read more »
Mortgage Rates Reset 2026: End of Ultra-Low Rates, 6% Becomes New Normal
January 17th, 2026
After years of historically low borrowing costs, the housing market is entering a new phase. Mortgage rates near 6%—once considered restrictive—are increasingly becoming the norm as inflation cools unevenly and policymakers resist a rapid return to aggressive rate cuts. The …Read more »
Mortgage Rates Today, Jan 17: 30-Year Refinance Rate Remains Stable Near 6.5%
January 17th, 2026
Mortgage rates today, Jan 17, show the 30-year fixed refinance rate remaining stable. According to Zillow's latest data, the national average for this popular rate settled at 6.52% on Saturday, January 17, 2026. This minor uptick of just one basis …Read more »
Today’s Mortgage Rates, Jan 16: Big Drop Means Huge Savings for Homebuyers
January 16th, 2026
If you're thinking about buying a home or refinancing, now is a fantastic time to be looking. Today, January 16, 2026, mortgage rates have seen a significant drop, with the average 30-year fixed mortgage rate now sitting at 6.06%. This …Read more »
