Category: Financing
Why Bank of America Predicts Just Two Fed Rate Cuts in 2026
January 7th, 2026
Bank of America Global Research is signaling a significant shift in the Federal Reserve's interest rate policy down the road. They're forecasting two interest rate cuts in 2026, specifically in June and July. For us regular folks trying to make …Read more »
Experts Predict Little Chance of Mortgage Rates Dropping Below 6% in 2026
January 7th, 2026
If so, you're probably wondering what's going to happen with mortgage rates. It's the million-dollar question, right? Well, I've been looking closely at the latest forecasts, especially the 30‑year mortgage rate predictions for 2026 by Zillow, Redfin, and Realtor.com. And …Read more »
Mortgage Rate Predictions for 2026: What Leading Forecasters Expect
January 7th, 2026
The question on everyone’s mind, especially if you're dreaming of homeownership or looking to refinance: what will mortgage rates do by 2026? Based on current economic indicators and expert analysis, mortgage rates in 2026 are expected to see a modest …Read more »
Mortgage Demand Drops by 10% Even With Lower Interest Rates
January 7th, 2026
It seems counterintuitive, doesn't it? Mortgage rates are dipping to their lowest point since September of last year, yet people are actually applying for fewer home loans. That’s right, according to the Mortgage Bankers Association (MBA), mortgage application volume has …Read more »
Is a 50-Year Mortgage Term a Risky Bet for Homebuyers?
January 7th, 2026
Thinking about a 50-year mortgage? While the idea of lower monthly payments might sound like a dream come true, especially in today's housing market, I've got to tell you, it's a path paved with potential pitfalls. In 2026, these ultra-long …Read more »
Today’s Mortgage Rates, Jan 7: Stable Rates Continue for Buyers and Refinancers
January 7th, 2026
As of January 7, 2026, the news is good: mortgage and refinance rates are holding steady, creating a remarkably predictable environment for anyone looking to buy a home or refinance an existing mortgage. This stability, with minimal movement for weeks, …Read more »
When Will 50-Year Mortgages Be Available for Homebuyers?
January 6th, 2026
As of early 2026, there's no firm date for when you'll see 50-year mortgages widely available for homebuyers in the U.S. The idea has certainly sparked a lot of buzz, with discussions happening at high levels, but it’s still very …Read more »
Today’s Mortgage Rates, Jan 6: Buyers Find Calm as 30-Year Fixed Rate Sticks Near 6%
January 6th, 2026
If you're looking to buy a home or refinance your existing mortgage, you'll be pleased to know that today, January 6, 2026, mortgage rates are holding steady, beautifully balanced just above and below the 6% mark. This consistent rhythm offers …Read more »
Today’s Mortgage Rates, January 5: Steady 6% Rates Offer Room for Smarter Savings
January 5th, 2026
The news you've been waiting for this January 5th: mortgage rates are holding steady, hovering just above the 6% mark. While the national averages presented by Zillow are clear, my experience tells me there's real opportunity here, with some lenders …Read more »
