Category: Financing

If you've been holding out for those sweet, pandemic-era mortgage rates in the 2% or 3% range, I'm going to have to be the bearer of slightly less cheerful news. Based on what the experts are saying, and my own …Read more  »

Mortgage rate predictions for 2026 by top housing experts largely point towards a period of stabilization, with the average 30-year fixed-rate mortgage hovering between 6.0% and 6.4%. While most anticipate a relatively flat year for rates, a slight dip might …Read more  »

As December 30, 2025, draws to a close, I’ve got some genuinely exciting news for anyone thinking about buying a home or looking to save money on their existing mortgage: mortgage rates have officially dipped below the 6% mark. According …Read more  »

It might sound a bit backward, but even with mortgage rates ticking down, fewer people are applying for home loans. This is the surprising trend we're seeing right now, according to the Mortgage Bankers Association (MBA). It means that even …Read more  »

If you’ve been watching mortgage rates, you know every little tick and tock matters, especially when it comes to refinancing your home loan. Today, December 30, 2025, we’re seeing a slight nudge upwards for the popular 30-year fixed refinance rate, …Read more  »

As I look ahead to 2026, a question on many homeowners' minds is whether we'll see a significant surge, or a "boom," in mortgage refinancing. Based on what I'm seeing and hearing from industry experts, the answer is a nuanced …Read more  »

For anyone wondering about today's mortgage rates on December 29, 2025, the answer is they’re holding remarkably steady, a comfortable hum where we’ve been for almost two months. This consistent lull in changes offers a welcome bit of predictability for …Read more  »

Mortgage rates as of December 28th are showing a fascinating stability, with the average 30-year fixed mortgage rate hovering just shy of the 6% mark. According to Zillow's latest data, this key benchmark sits at 6.01%, a level that offers …Read more  »

Update (December 29, 2025): While the idea of a 30-year fixed mortgage rate falling into the 5% range remains appealing, current data suggests it’s unlikely to happen in a sustained way during 2026. Recent inflation readings and Federal Reserve commentary …Read more  »