Category: Financing

30-Year Fixed Mortgage Rate Drops Sharply by 98 Basis Points

January 21st, 2026
Big news for anyone thinking about buying a home or refinancing! The average 30-year fixed mortgage rate has fallen by a whopping 98 basis points over the past year, hitting its lowest point in more than three years. This is …Read more  »

Today’s Mortgage Rates, January 21: 30-Year Fixed Rate Jumps by 11 Basis Points

January 21st, 2026
As of January 21, 2026, the cost of borrowing for a home has nudged upwards. The 30-year fixed mortgage rate is now averaging 5.99% (with an Annual Percentage Rate, or APR, of 6.16%), and the 15-year fixed rate stands at …Read more  »

Mortgage Rates Today, Jan 21: 30-Year Refinance Rate Rises by 17 Basis Points

January 21st, 2026
As of Wednesday, January 21, 2026, the national average 30-year fixed refinance rate has nudged up by 17 basis points from last week, now sitting at 6.69%. While this might seem like a small shift, it’s important for homeowners to …Read more  »

Best Lenders for Rental Property Investors in 2026

January 20th, 2026
Picking the right lender can seriously make or break your rental property investment journey, and in 2026, I've found the top players are those offering flexible terms, fast closings, and a deep understanding of investor needs. This guide dives into …Read more  »

Today’s Mortgage Rates, Jan 20: 30-Year FRM Hits 5.90%, Down 82 Basis Points

January 20th, 2026
The mortgage market has delivered some welcome news for anyone looking to buy a home or refinance an existing mortgage. As of January 20, 2026, interest rates have made a noticeable dip, especially when you compare them to where we …Read more  »

Could 2026 Be the Year Mortgage Rates Finally Return to the 5% Mark?

January 20th, 2026
It's a question on the minds of many looking to buy a home or refinance: will mortgage rates finally dip back into the coveted 5% range in 2026? While a definitive "yes" is still elusive, the signs are growing more …Read more  »

Mortgage Rates Today, Jan 20: 30-Year Fixed Refinance Rate Rises by 16 Basis Points

January 20th, 2026
If you've been thinking about refinancing your mortgage, today, January 20, 2026, shows a slight uptick in the most popular long-term fixed rate. According to Zillow, the 30-year fixed refinance rate is holding steady at 6.68% from yesterday, but it's …Read more  »

Today’s Mortgage Rates, January 19: Rates Go Down, Easing Pressure on Buyers

January 19th, 2026
The good news for anyone looking to buy a home or refinance their existing mortgage is that today's mortgage rates, as of January 19, 2026, are showing a promising downward trend. According to Zillow, the national average for a 30-year …Read more  »

Mortgage Rates Hit Lowest in January 2026 After Prolonged Highs

January 19th, 2026
The wait is finally over for many prospective homeowners and those looking to refinance. According to Freddie Mac, the 30-year fixed-rate mortgage has officially dropped to its lowest point in more than three years, settling at an average of 6.06% …Read more  »