Category: Financing

If you're looking to buy a home or refinance an existing mortgage, January 23, 2026, brings some welcome news: mortgage rates are currently sitting close to their lowest points in a year. This is a significant shift from the higher …Read more  »

Alright, let's talk about where mortgage rates are at today, January 23rd. If you’re thinking about refinancing, you’ll want to know that the 30-year fixed refinance rate has nudged up by 10 basis points, now sitting at 6.62%, according to …Read more  »

Yes, you read that right! The significant drop in mortgage rates from 6.96% to around 6.06% over the past year is major news for anyone dreaming of owning a home or looking to refinance. This isn't just a small dip; …Read more  »

Let's talk about what's on a lot of our minds: where are those Federal Reserve interest rates headed in the next few years? The short answer is that after some cuts this year, they're expected to inch down slowly but …Read more  »

As of January 22, 2026, the average 30-year fixed mortgage rate has dipped slightly to 5.99%, according to Zillow data. While this offers a breath of fresh air for potential homebuyers, it's important to understand that mortgage rates have been …Read more  »

If you're thinking about refinancing your mortgage, now is the time to pay close attention. As of January 22, 2026, the national average for a 30-year fixed refinance rate has ticked up by 7 basis points compared to last week, …Read more  »

Big news for anyone thinking about buying a home or refinancing! The average 30-year fixed mortgage rate has fallen by a whopping 98 basis points over the past year, hitting its lowest point in more than three years. This is …Read more  »

As of January 21, 2026, the cost of borrowing for a home has nudged upwards. The 30-year fixed mortgage rate is now averaging 5.99% (with an Annual Percentage Rate, or APR, of 6.16%), and the 15-year fixed rate stands at …Read more  »

As of Wednesday, January 21, 2026, the national average 30-year fixed refinance rate has nudged up by 17 basis points from last week, now sitting at 6.69%. While this might seem like a small shift, it’s important for homeowners to …Read more  »