Category: Financing

Today’s Mortgage Rates, Feb 7: 30-Year Fixed Falls to 5.95%, 15-Year Fixed Holds at 5.43%

February 7th, 2026
As of February 7, 2026, homeowners and prospective buyers can breathe a little easier. The national average 30-year fixed mortgage rate has slid back below the psychological 6% barrier, settling at 5.95% according to Zillow's latest report. This modest decrease …Read more  »

Mortgage Rates Today, Feb 7, 2026: 30-Year Refinance Rate Drops by 9 Basis Points

February 7th, 2026
Today, February 7, 2026, the national average 30-year fixed refinance rate has nudged down, offering a slightly better deal than what we saw last week. Specifically, this popular loan type is now sitting at 6.49%, marking a 9 basis point …Read more  »

Today’s Mortgage Rates, February 6: 30-Year FRM Remains Stable, No Significant Change

February 6th, 2026
As of today, February 6, 2026, mortgage rates are showing a welcome period of stability, with the 30-year fixed mortgage rate hovering just below 6% in many daily reports. While Freddie Mac’s weekly average indicates a slight uptick to 6.11% …Read more  »

Mortgage Rates Today, Feb 6, 2026: 30-Year Refinance Rate Drops by 3 Basis Points

February 6th, 2026
As we head into the weekend of February 6, 2026, a little bit of good news emerges for homeowners looking to refinance their mortgages. The national average 30-year fixed refinance rate has settled at 6.55%, marking a slight dip of …Read more  »

Today’s Mortgage Rates, Feb 5: 30-Year Fixed Rate Rises Above 6% for Borrowers

February 5th, 2026
Today, February 5, 2026, the average 30-year fixed mortgage rate has inched up to 6.03%, the highest it’s been in about two weeks, according to Zillow. While this might sound like a small move, it’s worth paying attention to because …Read more  »

Mortgage Refinance Demand Drops Weekly But Remains 117% Higher Than Last Year

February 5th, 2026
Even as week-to-week mortgage refinance applications have seen a dip, the overall demand for refinancing homes is still massively higher, sitting at a staggering 117% increase compared to this time last year. This might sound confusing, but it tells a …Read more  »

Mortgage Rates Today, February 5: 30-Year Refinance Rate Rises by 12 Basis Points

February 5th, 2026
Today, on February 5, 2026, the national average 30-year fixed refinance rate nudged upwards to 6.70%, indicating a slight but notable shift in the mortgage market that could impact homeowners looking to refinance or purchase a new property. It feels …Read more  »

Today’s Mortgage Rates, Feb 4: 30-Year Fixed Rate Holds Steady Around 5.98%

February 4th, 2026
As of February 4th, if you're thinking about buying a home or looking to refinance your current mortgage, I've got good news: mortgage rates are offering a reassuring sense of stability. The most popular loan, the 30-year fixed mortgage rate, …Read more  »

Mortgage Rates Today, February 4: 30-Year Refinance Rate Drops by 2 Basis Points

February 4th, 2026
For those keeping a close eye on their homeownership costs, the news is that on February 4, 2026, the national average 30-year fixed refinance rate has nudged down by 2 basis points, settling at 6.56%. While this might not sound …Read more  »
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