Category: Financing
Today’s Mortgage Rates, Feb 3: Rates Below 6% Are Opening a Window for Buyers
February 3rd, 2026
For anyone keeping an eye on the housing market, the news today, February 3rd, is pretty good: mortgage rates are holding steady below the significant 6% mark. This is a welcome sign for many, as the average 30-year fixed mortgage …Read more »
Mortgage Rates Today, Feb 3, 2026: 30-Year Refinance Rate Rises by 3 Basis Points
February 3rd, 2026
Today, on February 3, 2026, mortgage rates saw a slight uptick, with the 30-year fixed refinance rate inching up by 3 basis points. While this change is incremental, it still signals a market that borrowers and lenders are watching very …Read more »
30-Year Fixed Mortgage Rate Drops Steeply by 85 Basis Points
February 3rd, 2026
This is big news for anyone dreaming of owning a home or looking to refinance: the 30-year fixed mortgage rate has dropped a significant 85 basis points compared to this time last year. What does this actually mean for your …Read more »
Today’s Mortgage Rates, Feb 2: Rates Stay Firmly Below 6%, Bringing Borrowing Costs Down
February 2nd, 2026
As of today, February 2nd, 2026, mortgage rates are holding comfortably under the 6% mark, with Zillow reporting the 30-year fixed rate at 5.91% and the 15-year fixed at 5.44%. This welcome trend means borrowing costs are at their lowest …Read more »
Lower Mortgage Rates Spark 156% Surge in Refinance Demand
February 2nd, 2026
If you've been thinking about refinancing your mortgage, now might be the time to jump in. Recent data from the Mortgage Bankers Association (MBA) shows a staggering 156% surge in refinance demand compared to this time last year, even as …Read more »
Mortgage Rates Today, Feb 2, 2026: 30-Year Refinance Rate Rises by 5 Basis Points
February 2nd, 2026
For anyone considering refinancing their home loan, keep an eye on the numbers. As of February 2, 2026, the average rate for a 30-year fixed refinance has nudged up by 5 basis points, settling at 6.63%. While this is a …Read more »
Today’s Mortgage Rates, Feb 1: 30-Year Fixed Hits 5.91%, Refinancing Becomes Attractive
February 1st, 2026
Finally, the mortgage rates we've been hoping for are starting to appear! For those looking to buy a home or refinance an existing mortgage, February 1st marks a significant turning point, bringing average 30-year fixed mortgage rates down to 5.91% …Read more »
Mortgage Rates Today, Feb 1, 2026: 30-Year Refinance Rate Drops by 26 Basis Points
February 1st, 2026
The day is February 1, 2026, and it’s an exciting time for anyone looking to manage their mortgage. Today, we're seeing a noticeable dip in 30-year refinance rates, which have fallen by a significant 26 basis points compared to the …Read more »
Today’s Mortgage Rates, Jan 31: 30-Year Fixed Rate Stays Comfortably Below 6%
January 31st, 2026
Here's the good news for anyone thinking about buying a home or refinancing their current mortgage: As of January 31, 2026, the average rate for a 30-year fixed mortgage is comfortably sitting below 6%, specifically at 5.91%. This is a …Read more »
