Category: Financing
Mortgage Rates Today, Dec 21: 30-Year Refinance Rate Rises by 21 Basis Points
December 21st, 2025
If you're a homeowner thinking about refinancing your mortgage, it's important to know that rates are on the move. As of December 21, 2025, the average rate for a 30-year fixed refinance loan has gone up by 21 basis points …Read more »
Today’s Mortgage Rates, Dec 20: Steady Rates Signal Strong Buying and Refinance Demand
December 20th, 2025
As of December 20th, 2025, today's mortgage rates are holding steady, with the average 30-year fixed mortgage rate at 6.03% and the 15-year fixed rate at 5.42%, according to Zillow. While these figures provide a snapshot of the market, understanding …Read more »
Mortgage Rates Predictions for Next 90 Days: January 2026 to March 2026
December 20th, 2025
Get ready, because the next 90 days are shaping up to be a period of relative stability for mortgage rates, with the average 30-year fixed rate likely to hover around 6.2%. While no one can predict the future with perfect …Read more »
Mortgage Rates Today, Dec 20: 30-Year Refinance Rate Drops by 9 Basis Points
December 20th, 2025
If you're a homeowner looking to refinance, this news should bring a little cheer: the national average 30-year fixed refinance rate has dipped by 9 basis points, settling at 6.58% as of December 20th. While it might sound like a …Read more »
Why Are Mortgage Rates Projected to Remain Above 6% in 2026?
December 19th, 2025
If you're hoping to buy a home or refinance soon, you might be asking yourself: "Why are mortgage rates projected to remain above 6% in 2026?" The short answer is that a few key economic factors are keeping borrowing costs …Read more »
Today’s Mortgage Rates, Dec 19: Stable Rates Spur 10% Rise in Purchase Demand
December 19th, 2025
Today's mortgage rates are showing a welcome bit of stability. The national average for a 30-year fixed-rate mortgage is currently sitting around 6.21%, a figure that's thankfully lower than it was a year ago. This stability is a breath of fresh …Read more »
Mortgage Rates Today, Dec 19: 30-Year Refinance Rate Drops by 18 Basis Points
December 19th, 2025
Let's talk about what's happening with mortgage refinance rates today, December 19th. The big news is that the average 30-year fixed refinance rate has dropped by a notable 18 basis points, according to the latest data from Zillow. This means …Read more »
Today’s Mortgage Rates Update: Rates Drop, Purchase Applications Surge by 10%
December 19th, 2025
Today's mortgage rates are telling a story of slightly lower borrowing costs, and people are definitely noticing. In fact, applications for home purchases have shot up by 10% compared to the same time last year, which tells me a lot …Read more »
Mortgage Demand Falls as Rates Edge Higher Post‑FOMC Meeting
December 18th, 2025
Mortgage applications dropped recently, mainly because interest rates ticked up a bit following a key meeting by the Federal Reserve's policy group. It can feel like a bit of a rollercoaster, can't it? Just when things seem to be settling, …Read more »
