Category: Financing

Today’s Mortgage Rates, Jan 13: Rates Dip Below 6%, Boosting Buying Power of Buyers

January 13th, 2026
If you're looking to buy a home or refinance, today, January 13, 2026, is a good day because mortgage rates have taken a welcome dip, with the most popular 30-year fixed rate now sitting comfortably below the 6% mark. This …Read more  »

Mortgage Rates Today, Jan 13: 30-Year Refinance Rate Drops by 8 Basis Points

January 13th, 2026
Today, the average rate for a 30-year fixed refinance has dipped by a noticeable 8 basis points, settling at 6.43%, according to Zillow. This downward tick, while seemingly small, can translate into significant savings for many looking to adjust their …Read more  »

Today’s Mortgage Rates, Jan 12: 30-Year Fixed Loan Rate Persists Below 6%

January 12th, 2026
As of January 12, 2026, mortgage rates, according to Zillow, have seen a gentle dip. The most popular choice, the 30-year fixed-rate mortgage, now sits around 5.91%, a slight decrease from the previous week. This movement suggests a more favorable …Read more  »

Mortgage Rates Today, Jan 12: 30-Year Refinance Rate Drops by 7 Basis Points

January 12th, 2026
Here's today's update on mortgage refinance rates. For January 12th, the average 30-year fixed refinance rate has seen a decrease of 7 basis points, bringing it down from last week's average of 6.51% to a more inviting 6.44%. This is …Read more  »

Why Mortgage Rates Near 6% in 2026 Matter for Real Estate Investors

January 12th, 2026
Let's talk about something that's on a lot of real estate investors' minds: mortgage rates. Specifically, what happens when they settle around 6% by 2026. It matters, a lot. Essentially, mortgage rates hovering near 6% in 2026 signal a significant …Read more  »

Mortgage Rates Forecast for Next 90 Days: January 2026-April 2026

January 12th, 2026
As we stand on the cusp of early 2026, the burning question on many minds, especially those looking to buy a home or refinance an existing mortgage, is: what’s next for mortgage rates? After a period of significant ups and …Read more  »

FHFA Raises Conforming Loan Limits for 2026, Boosting Buyer Power

January 12th, 2026
Here's an important update if you are looking to buy a home in 2026! The Federal Housing Finance Agency (FHFA) has officially announced a significant increase in conforming loan limits for the upcoming year, meaning more buyers will be able …Read more  »

Today’s Mortgage Rates, Jan 11: Rates Drop Below 6% Showing Positive Trend for Buyers

January 11th, 2026
As of January 11th, the good news is that today's mortgage rates are showing a welcome dip, with the national average 30-year fixed-rate mortgage registering at 5.91% and the 15-year fixed at 5.36%, according to Zillow. This slight easing of …Read more  »

What Leading Housing Experts Predict for Mortgage Rates in 2026

January 11th, 2026
Mortgage rate predictions for 2026 by top housing experts largely point towards a period of stabilization, with the average 30-year fixed-rate mortgage hovering between 6.0% and 6.4%. While most anticipate a relatively flat year for rates, a slight dip might …Read more  »
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