Category: Financing

The wait is finally over for many prospective homeowners and those looking to refinance. According to Freddie Mac, the 30-year fixed-rate mortgage has officially dropped to its lowest point in more than three years, settling at an average of 6.06% …Read more  »

While the idea of a 30-year fixed mortgage rate falling into the 5% range remains appealing, current data suggests it’s unlikely to happen in a sustained way during 2026. As of mid‑January, the average rate stands at 6.06%. Recent inflation readings …Read more  »

As of January 19th, the national average for a 30-year fixed refinance rate has nudged up to 6.68%, marking a 16 basis point increase compared to where we were last week. This means that for anyone eyeing a refinance, the …Read more  »

As of January 18, 2026, a sense of relief is washing over the housing market thanks to a noticeable dip in mortgage rates. My take? The average rate on a 30-year fixed mortgage is impressively hovering just below the 6% …Read more  »

As of today, January 18th, 2026, mortgage refinance rates are moving upwards, with the popular 30-year fixed refinance rate climbing by 11 basis points over the past week to reach 6.62%. This hike signals a shift for homeowners considering tapping …Read more  »

As of January 17, 2026, the 30-year fixed mortgage rate on Zillow is hovering around 5.99%, and the 15-year fixed rate is at 5.375%. These numbers might seem like just digits, but they have a real impact on how much …Read more  »

As of early 2026, there's no firm date for when you'll see 50-year mortgages widely available for homebuyers in the U.S. The idea has certainly sparked a lot of buzz, with discussions happening at high levels, but it’s still very …Read more  »

After years of historically low borrowing costs, the housing market is entering a new phase. Mortgage rates near 6%—once considered restrictive—are increasingly becoming the norm as inflation cools unevenly and policymakers resist a rapid return to aggressive rate cuts. The …Read more  »

Mortgage rates today, Jan 17, show the 30-year fixed refinance rate remaining stable. According to Zillow's latest data, the national average for this popular rate settled at 6.52% on Saturday, January 17, 2026. This minor uptick of just one basis …Read more  »