Category: Financing

Today’s 5-Year Adjustable Rate Mortgage Jumps by 4 Basis Points – July 2, 2025

July 2nd, 2025
If you're in the market for a home, you're probably keeping a close eye on mortgage rates. According to Zillow, as of today, July 2, 2025, the national average for a 30-year fixed mortgage is 6.76%, up slightly from yesterday. But the …Read more  »

Mortgage Rates Today: The States Offering Lowest Rates – July 2, 2025

July 2nd, 2025
Okay, here's the lowdown on where to find the most appealing mortgage rates in the U.S. as of July 2, 2025: If you're shopping for a 30-year fixed rate mortgage for a new home purchase, you might want to focus your search in New …Read more  »

Today’s Mortgage Rates – July 2, 2025: Rates Edge Up, 30-Year FRM Rises to 6.74%

July 2nd, 2025
As of July 2, 2025, mortgage rates have shown signs of slight fluctuations. According to Zillow, the national average 30-year fixed mortgage rate currently stands at 6.74%, which has seen a minor increase from yesterday's rate of 6.73%. For those interested …Read more  »

Today’s Mortgage Rates: 5-Year ARM Increases by 3 Basis Points to 7.61%

July 1st, 2025
Feeling confused about the mortgage market? Totally normal! As of July 1, 2025, the 5-year adjustable-rate mortgage (ARM) crept up to 7.61% – a tiny 3-basis-point bump from last week’s 7.58%. Think of it like a slow-rolling hill on a rollercoaster ride. …Read more  »

List of FDIC-Insured Banks 2025: Is Your Bank Insured?

July 1st, 2025
When it comes to keeping your hard-earned money safe, one of the most important factors to consider is the financial institution where you choose to deposit it. This is where the Federal Deposit Insurance Corporation (FDIC) comes in. The FDIC …Read more  »

U.S. States With Lowest Mortgage Rates Today – July 1, 2025

July 1st, 2025
Looking for the best mortgage rates? As of today, July 1, 2025, the states offering the cheapest 30-year new purchase mortgage rates are New York, California, New Jersey, Colorado, Connecticut, Florida, and Utah, with averages ranging from 6.56% to 6.72%. On the other …Read more  »

5 Texas Housing Markets at High Risk of a Home Price Crash

July 1st, 2025
After years of sizzling growth, things are definitely shifting in the Texas housing market. If you're wondering whether home prices might actually come down in the Lone Star State, you're not alone. And according to recent Zillow forecasts, the answer …Read more  »

Mortgage Rates Today: 30-Year FRM Drops to 6.73%, 15-Year FRM Dips to 5.71%

July 1st, 2025
If you're looking for the mortgage rates today, July 1, 2025, the news is cautiously optimistic. While national average rates show a slight downward trend, it's important to understand what's driving these changes and what the experts predict for the near …Read more  »

Will Mortgage Rates Drop or Increase in July 2025: Key Predictions

July 1st, 2025
Will mortgage rates drop in July 2025? The short answer is probably not by much. Based on what experts are saying right now, it looks like we can expect rates to stay pretty close to where they are currently, hovering in the …Read more  »