Category: Financing

Today’s Mortgage Rates, December 13: Rates Remain Steady Across the Board

December 13th, 2025
It's December 13, 2025, and if you're thinking about buying a home or refinancing your current one, you might be wondering if the Federal Reserve's latest move to cut interest rates has brought any good news for your wallet. Well, …Read more  »

Mortgage Rates Today, Dec 13: 30-Year Refinance Rate Rises by 5 Basis Points

December 13th, 2025
As of Saturday, December 13, 2025, the 30-year fixed refinance rate has nudged up by 5 basis points, now sitting at 6.73%, according to Zillow's latest report. This isn't a dramatic leap, but it's a clear signal that the landscape …Read more  »

30-Year Fixed Mortgage Rate is Down Significantly by 38 Basis Points

December 13th, 2025
The 30-year fixed mortgage rate has dropped sharply by 38 basis points as compared to last year, averaging 6.22% as of December 11, 2025, according to Freddie Mac. While this is slightly up from last week's 6.19%, it is a …Read more  »

Today’s Mortgage Rates, Dec 12: 30-Year Fixed Rate Has Dropped Noticeably From Last Year

December 12th, 2025
As of December 12, 2025, mortgage rates are sitting comfortably near their lowest points for the year, presenting a truly attractive picture for anyone looking to buy a home or refinance an existing mortgage. The national average for a 30-year …Read more  »

Mortgage Rates Today, Dec 12: 30-Year Refinance Rate Rises Sharply by 20 Basis Points

December 12th, 2025
As of December 12, 2025, the average 30-year fixed refinance rate has climbed to 6.88%, marking a significant increase and making it more costly for homeowners to lock in a long-term fixed mortgage today. While the 15-year fixed rate offers …Read more  »

Mortgage Rates Stay Low Offering Relief and Savings to Homebuyers

December 12th, 2025
It feels like just yesterday we were talking about mortgage rates reaching dizzying heights. But now, as we approach the end of 2025, a welcome shift is happening – mortgage rates are settling near their lowest points of the year, …Read more  »

Today’s Mortgage Rates, Dec 11: 30-Year Fixed Rate Holds at 6.15%, 15-Year at 5.57%

December 11th, 2025
Interest rates for mortgages and refinances on December 11th are sitting just a whisper above their lowest point of 2025, presenting a compelling opportunity for anyone looking to buy a home or adjust their existing mortgage. This stability, even with …Read more  »

What Buyers Need to Know About Mortgage Rate Buydowns

December 11th, 2025
Thinking about buying a home and heard about "mortgage rate buydowns" as a way to save money upfront? It sounds fantastic, right? A lower interest rate right from the start could mean a more affordable monthly payment, making that dream …Read more  »

How to Improve Your Credit Score for Mortgage Refinancing and Unlock Better Rates

December 11th, 2025
Let’s be honest, thinking about your credit score can feel a bit like stepping into a chilly shower – not exactly exciting, but absolutely essential if you want to get comfortable. If you're looking to refinance your mortgage, getting your …Read more  »
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