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Mortgage Overhaul and What it Means for You

July 20, 2010 by Marco Santarelli

By the time you read this, the new 2,300 page financial reform bill is likely to be making the headlines. The Senate has already approved the new bill and President Obama is expected to sign it into law this week – despite the fact that many of the provisions related to specific regulations have yet to even be written. If that sounds faintly disturbing, don't worry, your concern is noted and shared by many experts throughout the nation. However, there are sweeping changes that are already apparent despite the lack of specific details.

Although broad in scope, home buyers and sellers are likely to be among the first impacted by the new provisions. They represent one of the most comprehensive – top to bottom changes to the finance, valuation, types of mortgage products offered and how lenders are compensated to take place in decades.  In fact, there are even new rules for real estate investors that provide capital for the purchase of mortgages.

[Read more…]

Filed Under: Financing, Housing Market, Real Estate Investing Tagged With: financial reform bill, Financing, Housing Market, mortgage overhaul, mortgages, Real Estate Investing

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