Category: Financing

Could 2026 Be the Year Mortgage Rates Finally Return to the 5% Mark?

January 20th, 2026
It's a question on the minds of many looking to buy a home or refinance: will mortgage rates finally dip back into the coveted 5% range in 2026? While a definitive "yes" is still elusive, the signs are growing more …Read more  »

Mortgage Rates Today, Jan 20: 30-Year Fixed Refinance Rate Rises by 16 Basis Points

January 20th, 2026
If you've been thinking about refinancing your mortgage, today, January 20, 2026, shows a slight uptick in the most popular long-term fixed rate. According to Zillow, the 30-year fixed refinance rate is holding steady at 6.68% from yesterday, but it's …Read more  »

Today’s Mortgage Rates, January 19: Rates Go Down, Easing Pressure on Buyers

January 19th, 2026
The good news for anyone looking to buy a home or refinance their existing mortgage is that today's mortgage rates, as of January 19, 2026, are showing a promising downward trend. According to Zillow, the national average for a 30-year …Read more  »

Mortgage Rates Hit Lowest in January 2026 After Prolonged Highs

January 19th, 2026
The wait is finally over for many prospective homeowners and those looking to refinance. According to Freddie Mac, the 30-year fixed-rate mortgage has officially dropped to its lowest point in more than three years, settling at an average of 6.06% …Read more  »

Is the 30-Year Fixed Mortgage Rate Set to Break into the 5% Range?

January 19th, 2026
While the idea of a 30-year fixed mortgage rate falling into the 5% range remains appealing, current data suggests it’s unlikely to happen in a sustained way during 2026. As of mid‑January, the average rate stands at 6.06%. Recent inflation readings …Read more  »

Mortgage Rates Today, Jan 19: 30-Year Refinance Rate Rises by 16 Basis Points

January 19th, 2026
As of January 19th, the national average for a 30-year fixed refinance rate has nudged up to 6.68%, marking a 16 basis point increase compared to where we were last week. This means that for anyone eyeing a refinance, the …Read more  »

Today’s Mortgage Rates, January 18: Rates Steadily Hold Below 6% for 30-Year Loan

January 18th, 2026
As of January 18, 2026, a sense of relief is washing over the housing market thanks to a noticeable dip in mortgage rates. My take? The average rate on a 30-year fixed mortgage is impressively hovering just below the 6% …Read more  »

Mortgage Rates Today, Jan 18: 30-Year Refinance Rate Rises by 11 Basis Points

January 18th, 2026
As of today, January 18th, 2026, mortgage refinance rates are moving upwards, with the popular 30-year fixed refinance rate climbing by 11 basis points over the past week to reach 6.62%. This hike signals a shift for homeowners considering tapping …Read more  »

The Fed After Jerome Powell: Who Could Drive Rate Cuts in 2026?

January 17th, 2026
The question on everyone's mind heading into 2026 is sharp and simple: who will be the next Federal Reserve Chair, and how much will they cut interest rates? It's a pivotal moment. With Jerome Powell's term ending in May 2026, …Read more  »
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