Category: Economy

Mortgage Demand Drops as Buyers Pull Back Despite Lower Rates

December 30th, 2025
It might sound a bit backward, but even with mortgage rates ticking down, fewer people are applying for home loans. This is the surprising trend we're seeing right now, according to the Mortgage Bankers Association (MBA). It means that even …Read more  »

Mortgage Rates Today, Dec. 30: 30-Year Refinance Rate Rises by 3 Basis Points

December 30th, 2025
If you’ve been watching mortgage rates, you know every little tick and tock matters, especially when it comes to refinancing your home loan. Today, December 30, 2025, we’re seeing a slight nudge upwards for the popular 30-year fixed refinance rate, …Read more  »

Will Mortgage Refinancing Boom in 2026 as Rates Settle Into a New Range?

December 29th, 2025
As I look ahead to 2026, a question on many homeowners' minds is whether we'll see a significant surge, or a "boom," in mortgage refinancing. Based on what I'm seeing and hearing from industry experts, the answer is a nuanced …Read more  »

Today’s Mortgage Rates, Dec 29: 30-Year Fixed at 6.01%, 15-Year Even More Attractive at 5.47%

December 29th, 2025
For anyone wondering about today's mortgage rates on December 29, 2025, the answer is they’re holding remarkably steady, a comfortable hum where we’ve been for almost two months. This consistent lull in changes offers a welcome bit of predictability for …Read more  »

Today’s Mortgage Rates: 30-Year FRM Hovers Close to a Crucial Threshold of 6%

December 29th, 2025
Mortgage rates as of December 28th are showing a fascinating stability, with the average 30-year fixed mortgage rate hovering just shy of the 6% mark. According to Zillow's latest data, this key benchmark sits at 6.01%, a level that offers …Read more  »

Mortgage Rates Today, Dec 29: 30-Year Fixed Refinance Rate Remains Stable

December 29th, 2025
If you're thinking about refinancing your mortgage, it's natural to wonder what the numbers look like right now. Well, the good news for homeowners is that as of Monday, December 29, 2025, the 30-year fixed refinance rate is holding steady, …Read more  »

Mortgage Rates Today, Dec 28: 30-Year Refinance Rate Rises by 10 Basis Points

December 28th, 2025
The national average for a 30-year fixed refinance rate has edged up to 6.73% today, December 28th, a small but significant increase of 10 basis points from yesterday’s 6.63%. This bump means that if you're looking to refinance your mortgage, …Read more  »

30-Year Fixed Rate Mortgage Drops Sharply by 67 Basis Points

December 27th, 2025
This is the news many of us have been waiting for: the average 30-year fixed-rate mortgage has dropped by a significant 67 basis points, bringing it down to 6.18%. This welcome dip offers a timely boost for anyone dreaming of …Read more  »

Today’s Mortgage Rates, Dec 27: 30-Year Fixed Edges Past 6%, Refi Rates Hold Steady

December 27th, 2025
As 2025 draws to a close, if you're looking to buy a home or refinance your current mortgage, you'll find today's mortgage rates hover just a hair above 6%. This steady interest is a key point to grasp if you're …Read more  »
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