Category: Financing

Today’s Mortgage Rates, Jan 30: Rates Drop, Driving More Homeowners to Refinance

January 30th, 2026
As of January 30th, 2026, I'm seeing mortgage rates that are a very welcome sight for many potential homebuyers and homeowners. The 30-year fixed mortgage rate is sitting at an average of 6.10%, and the 15-year fixed rate is at …Read more  »

Mortgage Rates Today, Jan 30, 2026: 30-Year Refinance Rate Drops by 12 Basis Points

January 30th, 2026
Looking to lower your monthly mortgage payment? Today, January 30, 2026, brings a welcome bit of relief for homeowners considering a refinance. The national average rate for a 30-year fixed mortgage refinance has fallen by 12 basis points over the …Read more  »

Today’s Mortgage Rates, Jan 29: 30-Year Fixed Rate Rises Amid Fed’s Recent Decision

January 29th, 2026
As of today, January 29, 2026, the general trend for mortgage rates shows a slight uptick following the Federal Reserve's recent decision to pause its rate-cutting spree. Specifically, according to Zillow's data, the 30-year fixed mortgage rate has climbed to …Read more  »

Mortgage Rates Today, Jan 29, 2026: 30-Year Refinance Rate Drops by 8 Basis Points

January 29th, 2026
Good news for homeowners looking to potentially lower their monthly payments: the average 30-year fixed refinance rate has dipped by 8 basis points as of January 29, 2026, settling at a promising 6.56%. This small but significant move offers a …Read more  »

Today’s Mortgage Rates, Jan 28: Rates Remain Below 6% Ahead of Fed’s Decision

January 28th, 2026
If you're thinking about buying a home or refinancing, you'll be glad to know that as of today, January 28, 2026, today's mortgage rates are holding below the 6% mark, offering a welcome dip from recent peaks. This is good …Read more  »

Mortgage Rates Today, Jan 28: 30-Year Fixed Refinance Rate Rises by 24 Basis Points

January 28th, 2026
If you're thinking about refinancing your mortgage, it's important to know that on January 28th, the national average 30-year fixed refinance rate jumped up to 6.88%. This means that for many homeowners, securing a new loan to replace an existing …Read more  »

30-Year Fixed Mortgage Rate Drops Steeply by 87 Basis Points

January 27th, 2026
For anyone dreaming of homeownership or looking to refinance, the news is incredibly positive: 30-year fixed mortgage rates have plummeted by a significant 87 basis points over the past year, hitting some of the lowest points we've seen in three …Read more  »

Today’s Mortgage Rates, Jan 27: 30-Year Fixed Rate Drops Below 6% Level

January 27th, 2026
As of January 27, 2026, it looks like things are still a bit of a mixed bag when it comes to home loan interest rates. Zillow Home Loans is showing that while some loan types are seeing a slight dip, …Read more  »

Mortgage Rates Today, Jan 27, 2026: 30-Year Fixed Refinance Rate Drops by 3 Basis Points

January 27th, 2026
Good news for anyone thinking about their mortgage! Today, January 27, 2026, we're seeing a slight dip in a key mortgage rate. The average 30-year fixed refinance rate has dropped by 3 basis points, settling in at 6.61%, according to …Read more  »
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